Spouse/Partner and/or Dependent Life

This voluntary program, available to faculty, professional and scientific, merit supervisory exempt, merit, and house staff, allows you to obtain life insurance for your spouse/domestic partner and/or your children (14 days to the end of the month in which they reach 26 years old, unless the dependent is disabled; if dependent is disabled and classified as a dependent for tax purposes, there is no maximum age for coverage). 

If you would like to participate you have the choice of six programs. Each selection gives your spouse and/or dependents the life insurance as noted. The employee will always be the beneficiary in case of the death of a spouse and/or dependent. The contingent beneficiary will always be the insured's estate.

Coverage

You may choose one of the following plans:

  • Spouse/partner only in the amount of $10,000.  This coverage is $3.49 per month.
  • Spouse/partner only in the amount of $20,000.  This coverage is $6.66 per month.
  • Dependent only in the amount of $5,000 per child.  This coverage is $1.02 per month. 
  • Dependent only in the amount of $10,000 per child.  This coverage is $1.94 per month.
  • Spouse/partner and Dependent in the amount of $10,000 for the spouse/partner and $5,000 per child.  This coverage is $4.51 per month.
  • Spouse/partner and Dependent in the amount of $20,000 for the spouse/partner and $10,000 per child.  This coverage is $8.60 per month.

Please note: this premium may only be paid after-tax, as a deduction from your net pay.