Double Spouse Credit

When married employees (or domestic partners) both work for the University of Iowa in benefits-eligible positions, they may want to take advantage of the Double Spouse Credit (DSC).

Electing the Double Spouse Credit provides family health and dental insurance plan at no out-of-pocket cost.

The Double Spouse Credit benefit begins the first of the month following a qualifying event or at open enrollment.

Double Spouse Credit is different depending on the employee types involved.

When both employees are eligible for UIChoice and Dental II

Double spouse couples who elect the Double Spouse Credit are paired together for health and dental insurance benefits purposes. One person carries both health & dental insurance plans, while the other person has neither option available to them on their enrollment (because they are covered on the spouse’s plans). 

Each spouse will receive a general benefit credit and the opportunity to select from life insurance options and voluntary pre-tax elective benefits such as Accidental Death and Dismemberment insurance and/or a flexible spending account/s.

No benefit if only employee and spouse, as each employee can elect single coverage at no cost.

Double Spouse Credit, complete the PDF iconRequest for Double Spouse Credit (pdf) application form and return it to University Benefits.

You only need to do this once - this will remain in effect until you are no longer eligible.

Double spouse couples are only eligible for a Health or Dental insurance Shared Savings Credit if they both waive coverage. You will need to contact University Benefits if you wish to do this.  

When both are employed graduate students

Graduate students at the University of Iowa who hold a University appointment of at least 25% time, or a fellowship of at least $10,000 per year, and are registered for classes, are eligible to receive a contribution from the University toward the cost of health and dental insurance coverage.  

The Double Spouse Credit, will generally be advantageous for you.

If you wish to apply for DSC, please complete an PDF iconEmployed Graduate Student Enrollment Form 2017-2018 (pdf) and be sure to check the Spouse is Grad Student with Assistantship box.

DSC would be available for domestic partners in this situation.

Postdoctoral fellows/scholars and temporary staff

DSC is not available.

House Staff

DSC is not available for those on the “HOUSE STAFF classic plans”.

DSC is available when both the House Staff employee and their spouse are eligible for UIChoice.

If you have questions, please feel free to contact University Benefits.

Benefits Office

Campus address
120 USB
U.S. mailing address
The University of Iowa
University Benefits Office
120 University Services Bldg.
Iowa City, IA 52242-1911
Phone
319-335-2676
877-830-4001
FAX
319-335-2776
Hours
Monday-Friday 8am-5pm