Double Spouse Credit

When married employees (or domestic partners) both work for the University of Iowa in benefits-eligible positions and have dependents listed under their policy, they may be eligible for the Double Spouse Credit (DSC).

Double Spouse Credit provides family health and dental insurance at no cost.

The Double Spouse Credit benefit begins the first of the month following a qualifying event. If Double Spouse Credit is elected at open enrollment, the benefit begins January 1.


When both employees are eligible for UIChoice and Dental II

Double spouse couples with dependents on their policy, who elect the Double Spouse Credit are paired together for health and dental insurance benefits purposes. One person carries both health & dental insurance plans, while the other person has neither option available to them on their enrollment (because they are covered on the spouse’s plans). 

Each spouse will receive a general benefit credit and the opportunity to select from life insurance options and voluntary pre-tax benefits such as Accidental Death and Dismemberment insurance and/or a flexible spending account/s.

To apply, complete the PDF iconRequest for Double Spouse Credit (pdf) application form and return it to University Benefits. Upon review and approval, University Benefits will contact you by email with instructions for enrolling in Employee Self Service.

This will remain in effect until you are no longer eligible.

Double spouse couples are only eligible for a Health or Dental insurance Shared Savings Credit if they both waive coverage. You will need to contact University Benefits if you wish to do this.  

When both are Employed Graduate Students

Graduate students at the University of Iowa who hold a University appointment of at least 25% time, or a fellowship of at least $10,000 per year, and are registered for classes, are eligible to receive a contribution from the University toward the cost of health and dental insurance coverage.  

The Double Spouse Credit, will generally be advantageous for you.

If you wish to apply for DSC, please complete an PDF iconEmployed Graduate Student Enrollment Form 2017-2018 (pdf) and be sure to check the Spouse is Grad Student with Assistantship box.

Double Spouse Credit would be available for domestic partners in this situation.

Postdoctoral fellows/scholars and temporary staff

Double Spouse Credit is not available.

House Staff

Double Spouse Credit is not available for those on the House Staff Classic plans.

Double Spouse Credit is available when both the House Staff employee and their spouse are eligible for UIChoice.

If you have questions, please feel free to contact University Benefits.

ABOUT OUR SITE: The information presented on our website describes only the highlights of the plans and does not constitute official plan documents. Additional terms and conditions apply. If there are any discrepancies between the information contained herein and the official plan documents, the plan documents will govern.

Benefits Office

Campus address
120 USB
U.S. mailing address
The University of Iowa
University Benefits Office
120 University Services Bldg.
Iowa City, IA 52242-1911
Monday-Friday 8am-5pm