When married employees (or domestic partners) both work for the University of Iowa in benefits-eligible positions, they may want to take advantage of the Double Spouse Credit (DSC).
Electing the Double Spouse Credit provides family health and dental insurance plan at no out-of-pocket cost.
The Double Spouse Credit benefit begins the first of the month following a qualifying event or at open enrollment.
Double Spouse Credit is different depending on the employee types involved.
- When both employees are eligible for UIChoice and Dental II
- When both are employed Graduate Students
- Postdoctoral Fellows/Scholars and Temporary Staff
- House Staff
Double spouse couples who elect the Double Spouse Credit are paired together for health and dental insurance benefits purposes. One person carries both health & dental insurance plans, while the other person has neither option available to them on their enrollment (because they are covered on the spouse’s plans).
Each spouse will receive a general benefit credit and the opportunity to select from life insurance options and voluntary pre-tax elective benefits such as Accidental Death and Dismemberment insurance and/or a flexible spending account/s.
No benefit if only employee and spouse, as each employee can elect single coverage at no cost.
Double Spouse Credit, complete the Request for Double Spouse Credit (pdf) application form and return it to University Benefits.
You only need to do this once - this will remain in effect until you are no longer eligible.
Double spouse couples are only eligible for a Health or Dental insurance Shared Savings Credit if they both waive coverage. You will need to contact University Benefits if you wish to do this.
Graduate students at the University of Iowa who hold a University appointment of at least 25% time, or a fellowship of at least $10,000 per year, and are registered for classes, are eligible to receive a contribution from the University toward the cost of health and dental insurance coverage.
The Double Spouse Credit, will generally be advantageous for you.
If you wish to apply for DSC, please complete an Employed Graduate Student Enrollment Form 2017-2018 (pdf) and be sure to check the Spouse is Grad Student with Assistantship box.
DSC would be available for domestic partners in this situation.
DSC is not available.
DSC is not available for those on the “HOUSE STAFF classic plans.
If you have questions, please feel free to contact University Benefits.