Health Insurance

UI Health Insurance Plans Coverage Update

With the COVID outbreak which started early 2020, our health plans for faculty, staff, retirees and students, provided expanded coverage which is COVID related. Listed below are the services impacted and the status of ongoing COVID-19 coverages.

1. In-network, inpatient treatment of COVID-19. The waiver of members' cost-share (copay, coinsurance and deductible) for inpatient treatment of COVID-19 with an in-network provider will be extended through March 31, 2021.
2. COVID-19 tests and related services. Members have no cost-share for appropriate testing and related services to diagnose or detect COVID-19. This is required by the Families First Coronavirus Response Act (FFCRA) and the Coronavirus Aid, Relief, and Economic Security (CARES) Act and remains in place as long as we are in a public health emergency, as declared by the federal government.
3. COVID-19 Vaccine. The federal government intends to pay for the initial vaccination doses for all Americans (and providers cannot bill health plans for such doses). Once the federal government stops paying for COVID-19 vaccination doses, our health plans will cover the vaccine as an ACA preventative service without cost-share, as required by the CARES Act.

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