Health Insurance - Undergraduate Students

All undergraduate students have the ability to purchase the Student Health Insurance Plan (SHIP)If you are a Health Science Major, you may purchase UIGRADCare as another option. 

Note:  First-Year Student Insurance Requirements

Undergrad Insurance Summary 
PDF iconUndergrad Student Insurance Overview 2018 (pdf)

Rates

Student Insurance rates are effective from September 1 to August 31. 

Enrollment

When can I enroll?
You may enroll during Student Insurance Open Enrollment or if outside the Open Enrollment period, with a qualifying event

Open Enrollment periods are as follows:

  • Fall Semester:  August 1 to September 9
  • Spring Semester: January 1 to February 9
  • Summer Semester:  May 1 to June 9

How do I enroll?
Enrolling in SHIP is an easy process that you can do online through MyUI. Follow the simple steps below:

  1. Sign in to MyUI.
  2. Under STUDENT INFORMATION, select the "+More" button
  3. Under STUDENT LIFE MANAGEMENT, select "Student Insurance"
  4. Choose the first green button labeled "Enroll in Insurance"
  5. Continue to fill out the online form and submit to University Benefits for processing

Once you submit your online enrollment form, you will receive an email confirmation from The University of Iowa's Workflow system. Your form will be processed in the order it was received. You may check the status of your previously submitted insurance requests by visiting your My Initiated Packages in Workflow.

Please be sure that your home address is up to date in MyUI as this is where Wellmark Blue Cross/Blue Shield will be sending your health insurance card which you will need when you visit a health care provider. 

    Do you already have insurance through another provider?

    If you did not indicate that you already have insurance in your admissions profile, prior to your first semester, you must submit a Proof of Coverage form in MyUI by the following deadlines:

    Proof of Coverage Submission Deadlines:

    • Fall Semester:  September 9
    • Spring Semester:  February 9
    • Summer Semester:  June 9

    To submit your proof of coverage form to University Benefits, you will need to have the following information to fill out the form in MyUI

    • Your current Insurance Company's name
    • Policy Number
    • Name of Contract Holder
    • The employers name if the insurance policy is through another employer
    • If you are an international student, you are required to attach your Certification of Coverage which must include dates of coverage

    Once you have the above information, complete the steps below:

    1. Sign in to MyUI.
    2. Under STUDENT INFORMATION, select the "+More" button
    3. Under STUDENT LIFE MANAGEMENT, select "Student Insurance"
    4. Choose the second green button labeled "Submit Proof"
    5.  Fill out form with the above information, attach any documents and choose the blue button to submit to University Benefits.

    Once you submit your proof of coverage form to University Benefits, you will receive an email confirmation from The University of Iowa's Workflow system. Your form will be processed in the order it was received. You may check the status of your previously submitted insurance requests by visiting your My Initiated Packages in Workflow. 

    Resources

    ABOUT OUR SITE: 
    The information presented on our website describes only the highlights of the plans and does not constitute official plan documents. Additional terms and conditions may apply. If there are any discrepancies between the information contained herein and the official plan documents, the plan documents will govern. For more detailed information you may contact Wellmark Blue Cross/Blue Shield at toll-free number 800-524-9242 (TTY: 888-781-4262), Monday through Friday from 7:30 a.m. to 5:00 p.m. (Central Time). For more efficient service, please have your member ID number handy - it can be found on the front of your card.

    Frequently Asked Questions

    Insurance is mandatory for international students and health science students with clinical exposure. Students are billed for single coverage in the Student Health Insurance Plan (SHIP). If they want to add a spouse and/or are eligible for UIGRADCare and want that policy, they must complete an application.

    Beginning with applicants enrolling for summer 2008, all new first-year students enrolled with 5 or more semester hours will be required to have health insurance coverage for the entire time they are students at Iowa.

    Health science students must complete the Proof of Coverage Form, which is available at http://hr.uiowa.edu/benefits/health-insurance-undergraduate, in the back of the insurance booklet, or from the Benefits office.

    International students must provide us with a copy of their policy and an insurance ID card along with the proof of coverage form. The policy must meet requirements listed in the insurance booklet you receive from the benefits office. 

    Beginning with applicants enrolling for summer 2008, all new first-year students enrolled with 5 or more semester hours who do not belong to one of the two groups above, will be asked to report their insurance status through their Admissions Profile on ISIS, the University's online service center for students.  Students without coverage automatically will be enrolled in the University's Student Health Insurance Plan (SHIP). 

    See the current student health insurance rates on the appropriate index page for
    your student status:

    Undergraduate Health Insurance (non-Health Science Major)
    Graduate Student or Undergraduate Health Science Major

    Understanding Student Health Insurance

    Check out this student health insurance tutorial.

    Benefits Office

    Campus address
    120 USB
    Phone
    319-335-2676