The University of Iowa offers one medical plan called UIChoice. Regular faculty and staff with at least a 50% appointment and their eligible dependents are able to enroll in this medical plan.
If you are unsure if a dependent of yours would be considered eligible or not, please visit Dependent Eligibility for UI Insurance Plans for more information.
Cost of UIChoice
The university provides the full cost of single and double spouse family coverage for the UIChoice health plan premium and 80% of the coverage cost for the other family status options. Effective, January 1, 2019, UIChoice health premiums will increase 2.5%. There are six coverage options available to you.
- To review the monthly premium amounts for each coverage option, please visit our UIChoice Rates page.
- To review the UIChoice plan provisions, please visit the Copayments, Coinsurance, Deductibles and OPM page.
Health Care under the UIChoice plan may be obtained from any provider you wish. However, how much you pay for care will depend on the benefit level of the provider you choose.
UIChoice has three benefit levels. You do not need to pick a plan level. The level of the provider you choose for care automatically determines how much you pay. The lower the level, the lower the cost to you.
Free to UIChoice members: Virtual Care via Doctor on Demand
Visit our Provider page for more detailed information.
For prescription drugs, your plan has a tiered prescription benefit. The lower the tier of your drug the lower the cost to you.
Visit our Pharmacy page for more detailed information.
UIChoice Plan Documents:
- 2019 UIChoice Health Insurance Summary of Benefits (pdf)
- 2018 UIChoice Coverage Manual (pdf)
- Key Insurance Terms and Plan Provisions Summary (pdf)
- 2018 UIChoice Health Insurance Summary of Benefits (pdf)
- Doc on Demand (pdf)
ABOUT OUR SITE:
The information presented on our website describes only the highlights of the plans and does not constitute official plan documents. Additional terms and conditions may apply. If there are any discrepancies between the information contained herein and the official plan documents, the plan documents will govern. For more detailed information you may contact Wellmark Blue Cross/Blue Shield at toll-free number 800-524-9242 (TTY: 888-781-4262), Monday through Friday from 7:30 a.m. to 5:00 p.m. (Central Time). For more efficient service, please have your member ID number handy - it can be found on the front of your card.