Health Insurance

Student Health Insurance Plan (SHIP)

Health care under this plan is provided by various groups of health care practitioners, suppliers, agencies, programs, and facilities called Blue Cross and Blue Shield Classic Blue Providers who have agreed to join with Wellmark Blue Cross and Blue Shield of Iowa to offer each student affordable health care.

To receive the greatest benefits from SHIP, we advise you to use the physicians from the Blue Cross & Blue Shield Classic Blue Provider list which can be accessed at the Wellmark website.


(Grad Student and Health Science Students Only)

Health care under this plan is provided by primary care physicians, advanced registered nurse practitioners, certified nurse midwives, specialists at UI Health Care, Student Health, and Community Medical Service Clinics.

Unlimited office visits at Student Health for general medicine services, surgery, allergy treatment, sexually transmitted diseases, mental health services, and the Health Iowa Education Program are included in a mandatory health service fee which is included in tuition charges if a student is enrolled for five (5) or more semester hours of classes. Students who are enrolled for less than five (5) semester hours may choose to pay the health fee and obtain these same benefits. Contact Student Health for additional information.

The graduate student can choose to receive primary care from Student Health, Family Practice, or Internal Medicine with the UI Health Care, or Community Medical Service Clinics.  Students are encouraged to develop a relationship with one provider. Female graduate students may also select OB/GYN services from the OB/GYN department at any UI Health Care location. Spouses/domestic partners and children can select their primary care from Family Practice, Internal Medicine and/or Pediatrics. Female spouses and dependents who wish for an OB/GYN Co-Care Manager must select them from the UI Health Care OB/GYN department.

If a student or family member requires care from a specialist, they may contact the appropriate department at UI Health Care directly.

Student Dental Plan

Dental care under this plan can be obtained from any provider; however, there are advantages to using participating providers who have contracts with Delta Dental of Iowa, the dental insurance plan administrator. A list of plan providers may be accessed via the web.

The Student Dental Plan is a 3 tier provider network within Delta Dental.

Tier 1: Preferred Provider Organization (PPO) network
Tier 2: Premier Delta Dental network
Tier 3: Dentists who do not participate with Delta Dental

Participating providers will accept payment arrangements and file claims for you. Payment is made directly to these providers.

Nonparticipating providers have not agreed to accept Delta Dental’s payment arrangements. This means you are responsible for any difference between your dentist’s covered charges and the Delta allowance. These dentists are not responsible for filing your claims. Claims are settled directly with you and you are then responsible for making payment to your provider.