Grad Students and Health Science Majors: SHIP or UIGRADCare

Graduate students and health science majors may choose between the Student Health Insurance Plan (SHIP) or UIGRADCare. 


To be eligible for student health insurance you must:

  • be a degree seeking student AND
  • be registered for 5 or more credit hours each semester

Your coverage will end on the last day of the month in which you cease to be a student. After graduation from the University of Iowa, or if you are no longer a registered student, you may apply to continue coverage for up to 12 months.

Student Health Insurance Plan (SHIP)

The Student Health Insurance Plan (SHIP) is a Blue Cross and Blue Shield plan, which provides coverage for preventive care, hospitalization, surgery, maternity, well-baby/well-child care, emergency care for accidents or illness, medically necessary physician care, prescription drugs and mental health. 

More in depth information on SHIP can be found on the Undergraduate SHIP page.


The UIGRADCare plan is a comprehensive health care program that covers hospital, medical, surgical, outpatient, and other health care services such as physical therapy. Coverage is also provided for routine physicals, newborn care, well-child check ups, and prescription drugs. 

To view the above plans side by side, please visit the SHIP and UIGRADCare Coverage Comparison

The information presented on our website describes only the highlights of the plans and does not constitute official plan documents. Additional terms and conditions may apply. If there are any discrepancies between the information contained herein and the official plan documents, the plan documents will govern. For more detailed information you may contact Wellmark Blue Cross/Blue Shield at toll-free number 800-524-9242 (TTY: 888-781-4262), Monday through Friday from 7:30 a.m. to 5:00 p.m. (Central Time). For more efficient service, please have your member ID number handy - it can be found on the front of your card.

Contact Information

University Benefits Student Insurance

Campus Address
120 USB
Mailing Address

120 University Services Building
Iowa City, IA 52242-1911
United States

Monday-Friday, 8 a.m.-5 p.m.