UI Student Insurance

The University of Iowa is concerned about the potential threat the high cost of health and dental care may pose to a student’s financial well-being. For this reason, the University offers health and dental insurance coverage to students through the University of Iowa Student Health Insurance Plan (SHIP) and UIGRADCare, two group policies administered by Wellmark Blue Cross and Blue Shield of Iowa.
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Student Insurance Eligibility

To be eligible for student insurance, you must:

  1. be a degree seeking student AND
  2. be registered for 5 or more credit hours each semester

All undergrad & international students must have insurance.

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Student Open Enrollment

Students may enroll or submit proof of other coverage during the following open enrollment periods or with a qualifying event in MyUI. 

  • Fall Semester: Aug. 01 - Sep. 09
  • Spring Semester: Jan. 01 - Feb. 09
  • Summer Semester: May 01 - Jun. 09
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Undergrad

Student Health Insurance Plan (SHIP) provides health coverage.

Undergrad Insurance Overview (pdf)

SHIP Details and Rates

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Grad/Health Science

Choose between SHIP or UIGRADCare for coverage.

Grad & Health Science Insurance Overview (pdf)

SHIP and UIGRADCare

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Employed Grads

Employed grad students 
receive contribution toward cost of insurance.

Employed Grad Insurance Overview (pdf)

Rates and More

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International Students

Health insurance is required for international students and scholars.

More Information

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Graduating or Departing Students

Graduating or departing students can continue coverage up to a year.

More Information

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Student Dental

Student Dental Insurance plan provides dental coverage.

Plan Details and More

Answer

Insurance is mandatory for all undergraduate, international and health science students with clinical exposure. Students are billed for single coverage in the Student Health Insurance Plan (SHIP). If they want to add a spouse/domestic partner and/or are eligible for UIGRADCare and wan that policy, they must enroll in MyUI. 

 

Answer
  • First Year Undergraduate Students:  
    • If you did not indicate that you already have insurance in your admissions profile, prior to your first semester, you must submit a Proof of Coverage form in MyUI by the deadline.
  • International & Health Science Students:
    • You must let University Benefits know by submitting a Proof of Coverage form every year  (or semester, if you obtained a new policy) in MyUI by the deadline.

Proof of Coverage Deadlines:

Fall Semester:  September 9
Spring Semester:  February 9
Summer Semester:  June 9

Answer

Yes, the student insurance will continue over the summer if you pre-register for the fall semester in the spring. 

Answer

Yes, you may enroll for coverage through MyUI. 

Answer

Coverage can be changed during the open enrollment periods listed below or if you have a qualifying event

Student Insurance Open Enrollment Periods:

  • Fall Semester:  August 1 to September 9
  • Spring Semester:  January 1 to February 9
  • Summer Semester:  May 1 to June 9

 

Contact Information

University Benefits Student Insurance

Fax
319-335-2776
Campus Address
120 USB
Mailing Address

120 University Services Building
Iowa City, IA 52242-1911
United States

Hours
Monday-Friday, 8 a.m.-5 p.m.