Eligibility for Student Insurance

All undergraduate & international students must have insurance. To be eligible for student insurance, you must:

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  1. be a degree-seeking student AND
  2. be registered for 5 or more credit hours each semester

When to Enroll or Make Changes

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Students may enroll or submit proof of other coverage during the following open enrollment periods or with a qualifying event in MyUI. 


  • Fall Semester: Aug. 01 - Sep. 09
  • Spring Semester: Jan. 01 - Feb. 09
  • Summer Semester: May 01 - Jun. 09
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Student Health Insurance Plan (SHIP) provides health coverage.

Undergrad Insurance Overview (pdf)

SHIP Details and Rates


Grad/Health Science

Choose between SHIP or UIGRADCare for coverage.

Grad & Health Science Insurance Overview (pdf)


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Employed Grads

Employed grad students 
receive contribution toward cost of insurance.

Employed Grad Insurance Overview (pdf)

Rates and More

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International Students

Health insurance is required for international students and scholars.

More Information

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Graduating or Departing Students

Graduating or departing students can continue coverage up to a year.

More Information

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Student Dental

Student Dental Insurance plan provides dental coverage.

Plan Details and More


Yes, you may enroll for coverage through MyUI. 


Coverage can be changed during the open enrollment periods listed below or if you have a qualifying event

Student Insurance Open Enrollment Periods:

  • Fall Semester:  August 1 to September 9
  • Spring Semester:  January 1 to February 9
  • Summer Semester:  May 1 to June 9



Yes, a "loss of coverage" would be considered a qualifying event and would allow you to submit an enrollment request within 30 days of the qualifying event in MyUI outside any of the three student insurance open enrollment periods. You may enroll without a qualifying event within the open enrollment periods:

  • Fall Semester - Aug. 1 - Sep. 9
  • Spring Semester - Jan. 1 - Feb. 9
  • Summer Semester - May 1 - Jun. 9


The Student Insurance premium rates are effective from Sept. 01 to Aug. 31 each year. 


Insurance is mandatory for all undergraduate, international and health science students with clinical exposure. Students are billed for single coverage in the Student Health Insurance Plan (SHIP). If they want to add a spouse/domestic partner and/or are eligible for UIGRADCare and wan that policy, they must enroll in MyUI. 


  • First Year Undergraduate Students:  
    • If you did not indicate that you already have insurance in your admissions profile, prior to your first semester, you must submit a Proof of Coverage form in MyUI by the deadline.
  • International & Health Science Students:
    • You must let University Benefits know by submitting a Proof of Coverage form every year  (or semester, if you obtained a new policy) in MyUI by the deadline.

Proof of Coverage Deadlines:

Fall Semester:  September 9
Spring Semester:  February 9
Summer Semester:  June 9


Yes, the student insurance will continue over the summer if you pre-register for the fall semester in the spring.