Employee Rates
Student Rates
Retiree Rates
COBRA Rates
Prior Year Rates for Active Employees
Prior Year Rates for Active Employees
UIChoice (2018 - 2024)
UIChoice (2018 - 2024)
Historical UIChoice Monthly Premiums
Rates are effective each plan year, from January 01 to December 31.
| Type of Contract | Employee Only | employee + spouse | employee + child | family | double spouse family |
|---|---|---|---|---|---|
| 2024 |
|
|
|
|
|
| 2023 |
|
|
|
|
|
| 2022 |
|
|
|
|
|
| 2021 |
|
|
|
|
|
| 2020 |
|
|
|
|
|
| 2019 |
|
|
|
|
|
| 2018 |
|
|
|
|
|
UISelect (2020 - 2024)
UISelect (2020 - 2024)
Historical UISelect Monthly Premiums
Rates are effective each plan year, from January 01 to December 31.
| Type of Contract | Employee Only | employee + spouse | employee + child | family | double spouse family |
|---|---|---|---|---|---|
| 2024 |
|
|
|
|
|
| 2023 |
|
|
|
|
|
| 2022 |
|
|
|
|
|
| 2021 |
|
|
|
|
|
| 2020 - (Jan. 2020, the first-year plan was implemented) |
|
|
|
|
|
Dental II (2018 - 2024)
Dental II (2018 - 2024)
Historical Dental II Monthly Premiums
Rates are effective each plan year, from January 01 to December 31.
| Type of Contract | Employee Only | employee + spouse | employee + child | family | double spouse family |
|---|---|---|---|---|---|
| 2024 |
|
|
|
|
|
| 2023 |
|
|
|
|
|
| 2022 |
|
|
|
|
|
| 2021 |
|
|
|
|
|
| 2020 |
|
|
|
|
|
| 2019 |
|
|
|
|
|
| 2018 |
|
|
|
|
|
Prior Year Rates for Students
Prior Year Rates for Students
SHIP, UIGRADCare, and Student Dental (2018 - 2024)
SHIP, UIGRADCare, and Student Dental (2018 - 2024)
SHIP, UIGRADCare, and Student Dental
AY 2024 - 2025
| Plan Coverage Option | SHIP Monthly Rate | UIGRADCare Monthly Rate | Student dental Monthly Rate |
|---|---|---|---|
| Student Only | $273 | $463 | $25 |
| Student + Spouse | $1,080 | $909 | $47 |
| Student + Child(ren) | $839 | N/A | $67 |
| Family | $1,171 | $2,226 | $80 |
AY 2023 - 2024 (effective 01/01/24)
| Plan Coverage Option | SHIP Monthly Rate | UIGRADCare Monthly Rate | Student dental Monthly Rate |
|---|---|---|---|
| Student Only | $273 | $463 | $25 |
| Student + Spouse | $1,080 | $858 | $47 |
| Student + Child(ren) | $839 | N/A | $67 |
| Family | $1,171 | $2,042 | $80 |
AY 2023 - 2024 (effective 09/01/23 - 08/31/24)
| Plan Coverage Option | SHIP Monthly Rate | UIGRADCare Monthly Rate | Student dental Monthly Rate |
|---|---|---|---|
| Student Only | $325 | $463 | $25 |
| Student + Spouse | $1,287 | $858 | $47 |
| Student + Child(ren) | $1,174 | N/A | $67 |
| Family | $1,588 | $2,042 | $80 |
AY 2022 - 2023
| Plan Coverage Option | SHIP Monthly Rate | UIGRADCare Monthly Rate | Student dental Monthly Rate |
|---|---|---|---|
| Student Only | $325 | $441 | $25 |
| Student + Spouse | $1,287 | $791 | $47 |
| Student + Child(ren) | $1,174 | N/A | $67 |
| Family | $1,588 | $1,945 | $80 |
AY 2021 - 2022
| Plan Coverage Option | SHIP Monthly Rate | UIGRADCare Monthly Rate | Student dental Monthly Rate |
|---|---|---|---|
| Student Only | $300 | $407 | $25 |
| Student + Spouse | $1,188 | $730 | $47 |
| Student + Child(ren) | $1,084 | N/A | $67 |
| Family | $1,512 | $1,796 | $80 |
AY 2020 - 2021
| Plan Coverage Option | SHIP Monthly Rate | UIGRADCare Monthly Rate | Student dental Monthly Rate |
|---|---|---|---|
| Student Only | $275 | $397 | $25 |
| Student + Spouse | $1,188 | $730 | $47 |
| Student + Child(ren) | $1,084 | N/A | $67 |
| Family | $1,512 | $1,796 | $80 |
AY 2019 - 2020
| Plan Coverage Option | SHIP Monthly Rate | UIGRADCare Monthly Rate | Student Dental Monthly Rate |
|---|---|---|---|
| Student Only | $250 | $361 | $25 |
| Student + Spouse | $1,188 | $730 | $47 |
| Student + Child(ren) | $1,084 | N/A | $67 |
| Family | $1,512 | $1,688 | $80 |
AY 2018 - 2019
| Plan Coverage Option | SHIP Monthly Rate | UIGRADCare Monthly rate | student dental Monthly rate |
|---|---|---|---|
| Student Only | $215 | $347 | $25 |
| Student + Spouse | $1,188 | $730 | $45 |
| Student + Child(ren) | $1,084 | N/A | $67 |
| Family | $1,512 | $1,445 | $80 |
Prior Year Rates for Employed Grad Students w/Assistantships
Prior Year Rates for Employed Grad Students
Employed Grad SHIP (2018 - 2024)
Employed Grad SHIP (2018 - 2024)
Employed Grad - Student Health Insurance Plan Rates
Historical SHIP Monthly Premiums
Rates are effective each plan year, from September 01 to August 31.
| Type of Contract | Student Only | Student + spouse | Student + child | family |
|---|---|---|---|---|
| AY 24-25 |
|
|
|
|
| AY 23-24 |
|
|
|
|
| AY 22-23 |
|
|
|
|
| AY 21-22 |
|
|
|
|
| AY 20-21 |
|
|
|
|
| AY 19-20 |
|
|
|
|
| AY 18-19 |
|
|
|
|
Employed Grad UIGRADCare (2018 - 2024)
Employed Grad UIGRADCare (2018 - 2024)
Employed Grad - Health Insurance Plan Rates
Historical UIGRADCare Monthly Premiums
Rates are effective each plan year, from September 01 to August 31.
| Type of Contract | Student Only | Student + spouse | family |
|---|---|---|---|
| AY 24-25 |
|
|
|
| AY 23-24 |
|
|
|
| AY 22-23 |
|
|
|
| AY 21-22 |
|
|
|
| AY 20-21 |
|
|
|
| AY 19-20 |
|
|
|
| AY 18-19 |
|
|
|
Employed Grad Student Dental (2018 - 2024)
Employed Grad Student Dental (2018 - 2024)
Employed Grad - Dental Insurance Plan Rates
Historical Student Dental Monthly Premiums
Rates are effective each plan year, from September 01 to August 31.
| Type of Contract | Student Only | Student + spouse | Student + Child | family |
|---|---|---|---|---|
| AY 24-25 |
|
|
|
|
| AY 23-24 |
|
|
|
|
| AY 22-23 |
|
|
|
|
| AY 21-22 |
|
|
|
|
| AY 20-21 |
|
|
|
|
| AY 19-20 |
|
|
|
|
| AY 18-19 |
|
|
|
|
Prior Year Rates for UI Retirees
Prior Year Rates for UI Retirees
Not Medicare Eligible Retiree UIChoice (2018 - 2024)
Not Medicare Eligible Retiree UIChoice (2018 - 2024)
*Eligibility for the UI Contribution: Must have retired from the University at 62 or older with ten or more years of continuous benefit-eligible service.
Rates are effective from Jan. 1 to Dec. 31 each calendar year.
Retiree UIChoice Total Cost Premiums
UI Retiree/Spouse NOT Medicare-eligible or eligible for the $288 UI contribution.
| Year | Retiree Only | Retiree+Spouse | Retiree+Child | Family |
|---|---|---|---|---|
| 2024 | $861 | $2,055 | $1,676 | $2,201 |
| 2023 | $814 | $1,943 | $1,585 | $2,081 |
| 2022 | $768 | $1,833 | $1,496 | $1,963 |
| 2021 | $717 | $1,712 | $1,397 | $1,834 |
| 2020 | $683 | $1,631 | $1,331 | $1,747 |
| 2019 | $620 | $1,479 | $1,206 | $1,586 |
| 2018 | $605 | $1,443 | $1,177 | $1,547 |
Retiree UIChoice Premiums with $288 UI Contribution
UI Retiree/Spouse NOT Medicare-eligible but eligible for the $288 UI contribution, which is applied towards the total cost monthly.
| Year | Retiree Only | Retiree+Spouse | Retiree+Child | Family |
|---|---|---|---|---|
| 2024 | $573 | $1,767 | $1,388 | $1,913 |
| 2023 | $526 | $1,655 | $1,297 | $1,793 |
| 2022 | $480 | $1,545 | $1,208 | $1,675 |
| 2021 | $429 | $1,424 | $1,109 | $1,546 |
| 2020 | $393 | $1,343 | $1,043 | $1,459 |
| 2019 | $332 | $1,191 | $918 | $1,298 |
| 2018 | $317 | $1,155 | $889 | $1,259 |
Not Medicare Eligible Retiree UISelect (2020 - 2024)
Not Medicare Eligible Retiree UISelect (2020 - 2024)
*Eligibility for the UI Contribution: Must have retired from the University at 62 or older with ten or more years of continuous benefit-eligible service.
Rates are effective from Jan. 1 to Dec. 31 each calendar year.
Retiree UISelect Total Cost Premiums
UI Retiree/Spouse NOT Medicare-eligible or eligible for the $288 UI contribution.
| Year | Retiree Only | Retiree+Spouse | Retiree+Child | Family |
|---|---|---|---|---|
| 2024 | $662 | $1,580 | $1,290 | $1,693 |
| 2023 | $651 | $1,554 | $1,268 | $1,665 |
| 2022 | $614 | $1,468 | $1,197 | $1,572 |
| 2021 | $597 | $1,427 | $1,164 | $1,528 |
| 2020 | $569 | $1,359 | $1,109 | $1,456 |
Retiree UISelect Premiums with $288 UI Contribution
UI Retiree/Spouse NOT Medicare-eligible but eligible for the $288 UI contribution, which is applied towards the total cost monthly.
| Year | Retiree Only | Retiree+Spouse | Retiree+Child | Family |
|---|---|---|---|---|
| 2024 | $374 | $1,292 | $1,002 | $1,405 |
| 2023 | $363 | $1,266 | $980 | $1,377 |
| 2022 | $326 | $1,180 | $909 | $1,284 |
| 2021 | $309 | $1,139 | $876 | $1,240 |
| 2020 | $281 | $1,071 | $821 | $1,168 |
Medicare Eligible Retiree UIChoice (2018 - 2024)
Medicare Eligible Retiree UIChoice (2018 - 2024)
*Eligibility for the UI Contribution: Must have retired from the University at 62 or older with ten or more years of continuous benefit-eligible service.
Rates are effective from Jan. 1 to Dec. 31 each calendar year.
Medicare Eligible Retiree UIChoice Total Cost Premiums
UI Retiree/Spouse is Medicare-eligible but not eligible for the $288 UI contribution.
| Year | Retiree Only | Retiree+ Spouse (1 Medicare) | Retiree+ Spouse (both Medicare) | Retiree+ 1 Child | Family (Spouse not Medicare) | FAmily (Retiree+ Spouse Medicare) |
|---|---|---|---|---|---|---|
| 2024 | $1,018 | $1,879 | $2,036 | $1,879 | $2,694 | $2,897 |
| 2023 | $1,008 | $1,822 | $2,016 | $1,822 | $2,593 | $2,757 |
| 2022 | $918.66 | $1,686.66 | $1,837.32 | $1,686.66 | $2,414.66 | $2,605.32 |
| 2021 | $862 | $1,579 | $1,724 | $1,579 | $2,259 | $2,441 |
| 2020 | $792 | $1,475 | $1,584 | $1,475 | $2,123 | $2,267 |
| 2019 | $716 | $1,336 | $1,432 | $1,336 | $1,922 | $2,052 |
| 2018 | $695 | $1,300 | $1,390 | $1,300 | $1,872 | $1,995 |
Retiree UIChoice Premiums with $288 UI Contribution
UI Retiree/Spouse Medicare-eligible but eligible for the $288 UI contribution, which is applied towards the total cost monthly.
| Year | Retiree Only | Retiree+ Spouse (1 Medicare) | Retiree+ Spouse (Both Medicare) | Retiree+ Child | Family (Spouse Not Medicare) | family (retiree+ Spouse Medicare) |
|---|---|---|---|---|---|---|
| 2024 | $730 | $1,591 | $1,748 | $1,591 | $2,406 | $2,609 |
| 2023 | $720 | $1,534 | $1,728 | $1,534 | $2,305 | $2,469 |
| 2022 | $630.66 | $1,398.66 | $1,549.32 | $1,398.66 | $2,126.66 | $2,317.32 |
| 2021 | $574 | $1,291 | $1,436 | $1,291 | $1,971 | $2,153 |
| 2020 | $504 | $1,187 | $1,296 | $1,187 | $1,835 | $1,979 |
| 2019 | $428 | $1,048 | $1,144 | $1,048 | $1,634 | $1,764 |
| 2018 | $407 | $1,012 | $1,102 | $1,012 | $1,584 | $1,707 |
Medicare Eligible Retiree UISelect (2020 - 2024)
Medicare Eligible Retiree UISelect (2020 - 2024)
*Eligibility for the UI Contribution: Must have retired from the University at 62 or older with ten or more years of continuous benefit-eligible service.
Rates are effective from Jan. 1 to Dec. 31 each calendar year.
Medicare Eligible Retiree UISelect Total Cost Premiums
UI Retiree/Spouse is Medicare-eligible but not eligible for the $288 UI contribution.
| Year | Retiree Only | Retiree+ Spouse (1 Medicare) | Retiree+ Spouse (both Medicare) | Retiree+ 1 Child | Family (Spouse not Medicare) | FAmily (Retiree+ Spouse Medicare) |
|---|---|---|---|---|---|---|
| 2024 | $916 | $1,578 | $1,832 | $1,578 | $2,206 | $2,494 |
| 2023 | $907 | $1,558 | $1,814 | $1,558 | $2,175 | $2,205 |
| 2022 | $826.80 | $1,440.80 | $1,653.60 | $1,440.80 | $2,023.80 | $2,267.60 |
| 2021 | $776 | $1,579 | $1,724 | $1,579 | $1,940 | $2,321 |
| 2020 | $713 | $1,282 | $1,426 | $1,282 | $1,822 | $1,995 |
Medicare Eligible Retiree UISelect Premiums with $288 UI Contribution
UI Retiree/Spouse Medicare-eligible but eligible for the $288 UI contribution, which is applied towards the total cost monthly.
| Year | Retiree Only | Retiree+ Spouse (1 Medicare) | Retiree+ Spouse (Both Medicare) | Retiree+ Child | Family (Spouse Not Medicare) | family (retiree+ Spouse Medicare) |
|---|---|---|---|---|---|---|
| 2024 | $628 | $1,290 | $1,544 | $1,290 | $1,918 | $2,206 |
| 2023 | $619 | $1,270 | $1,526 | $1,270 | $1,887 | $1,917 |
| 2022 | $538.80 | $1,152.80 | $1,365.60 | $1,152.80 | $1,735.80 | $1,979.60 |
| 2021 | $488 | $1,291 | $1,436 | $1,291 | $1,652 | $2,033 |
| 2020 | $425 | $994 | $1,138 | $994 | $1,534 | $1,707 |
UI Retiree Dental II (2018 - 2024)
UI Retiree Dental II (2018 - 2024)
Rates are effective from Jan. 1 to Dec. 31 each calendar year.
UI Retiree Dental II Premiums
| Year | Retiree Only | Retiree+Spouse | Retiree+Child | Family |
|---|---|---|---|---|
| 2024 | $48 | $100.50 | $106 | $142 |
| 2023 | $46.50 | $97.50 | $102.50 | $137.50 |
| 2022 | $45 | $93 | $100 | $133 |
| 2021 | $45 | $93 | $100 | $133 |
| 2020 | $45 | $93 | $100 | $133 |
| 2019 | $45 | $93 | $100 | $133 |
| 2018 | $45 | $93 | $100 | $133 |
UI Health Alliance Medicare Advantage (2018 - 2024)
UI Health Alliance Medicare Advantage (2018 - 2024)
Rates are effective from Jan. 1 to Dec. 31 each calendar year.
| Year | HMO PLus RX Plan | ppo rx plan |
|---|---|---|
| 2024 | $60 | $320 |
| 2023 | $60 | $320 |
| 2022 | $60 | $320 |
| 2021 | $60 | $320 |
| 2020 | $60 | $320 |
| 2019 | $56 | $300 |
| 2018 | $53 | $286 |
Prior Year Rates for COBRA Participants
(former UI employees and employed grad students)
Prior Year Rates for COBRA (employee and student plans)
COBRA for Employees & Employed Grad Students (2018 - 2024)
COBRA for Employees & Employed Grad Students (2018 - 2024)
Employees and Employed Graduates COBRA Rates
2024 COBRA
| PLAN | UIChoice | UISElect | Dental II | SHIP | GRADCare | Student Dental |
|---|---|---|---|---|---|---|
| Rates effective Jan. 1 - Dec. 31, 2024 | Rates effective Jan. 1, 2024 - Aug. 31, 2024 | |||||
| Employee/Student Only | $878.22 | $675.24 | $48.96 | $278.46 | $472.26 | $25.50 |
| Employee/Student + Spouse | $2,096.10 | $1,611.60 | $102.51 | $1,101.60 | $927.18 | $47.94 |
| Employee/Student + Child(ren) | $1,709.52 | $1,315.80 | $108.12 | $855.78 | N/A | $68.34 |
| Family | $2,245.02 | $1,726.86 | $144.84 | $1,194.42 | $2,270.52 | $81.60 |
2023 COBRA
| PLAN | UIChoice | UISElect | Dental II | SHIP | GRADCare | Student Dental |
|---|---|---|---|---|---|---|
| Rates effective Jan. 1 - Dec. 31, 2023 | Rates effective Sep. 1, 2022 - Dec. 31, 2023 | |||||
| Employee/Student Only | $731.34 | $608.94 | $45.90 | $331.50 | $449.82 | $25.50 |
| Employee/Student + Spouse | $1,746.24 | $1,455.54 | $94.86 | $1,312.74 | $806.82 | $47.94 |
| Employee/Student + Child(ren) | $1,424.94 | $1,187.28 | $102.00 | $1,197.48 | N/A | $68.34 |
| Family | $1,870.68 | $1,558.56 | $135.66 | $1,619.76 | $1,983.90 | $81.60 |
2022 COBRA
| PLAN | UIChoice | UISElect | Dental II | SHIP | GRADCare | Student Dental |
|---|---|---|---|---|---|---|
| Rates effective Jan. 1 - Dec. 31, 2022 | Rates effective Sep. 1, 2021 - Aug. 31, 2022 | |||||
| Employee/Student Only | $731.34 | $608.94 | $45.90 | $306.00 | $415.14 | $25.50 |
| Employee/Student + Spouse | $1,746.24 | $1,455.54 | $94.86 | $1,211.76 | $744.60 | $47.94 |
| Employee/Student + Child(ren) | $1,424.94 | $1,187.28 | $102.00 | $1,105.68 | N/A | $68.34 |
| Family | $1,870.68 | $1,558.56 | $135.66 | $1,542.24 | $1,831.92 | $81.60 |
2021 COBRA
| PLAN | UIChoice | UISElect | Dental II | SHIP | GRADCare | Student Dental |
|---|---|---|---|---|---|---|
| Rates effective Jan. 1, 2021 - Dec. 31, 2021 | Rates effective Sep. 1, 2020 - Aug. 31, 2021 | |||||
| Employee/Student Only | $731.34 | $608.94 | $45.90 | $306.00 | $415.14 | $25.50 |
| Employee/Student + Spouse | $1,746.24 | $1,455.54 | $94.86 | $1,211.76 | $744.60 | $47.94 |
| Employee/Student + Child(ren) | $1,424.94 | $1,187.28 | $102.00 | $1,105.68 | N/A | $68.34 |
| Family | $1,870.68 | $1,558.56 | $135.66 | $1,542.24 | $4,831.92 | $81.60 |
2020 COBRA
| PLAN | UIChoice | UISElect | Dental II | SHIP | GRADCare | Student Dental |
|---|---|---|---|---|---|---|
| Rates effective Jan. 1, 2020 - Dec. 31, 2020 | Rates effective Sep. 1, 2019 - Aug. 31, 2020 | |||||
| Employee/Student Only | $696.66 | $580.38 | $45.90 | $280.50 | $404.94 | $25.50 |
| Employee/Student + Spouse | $1,663.62 | $1,386.18 | $94.86 | $1,211.76 | $744.60 | $47.94 |
| Employee/Student + Child(ren) | $1,357.62 | $1,131.18 | $102.00 | $1,105.68 | N/A | $68.34 |
| Family | $1,781.94 | $1,485.12 | $135.66 | $1,542.24 | $1,831.92 | $81.60 |
2019 COBRA
| PLAN | UIChoice | Dental II | SHIP | UIGRADCare | Student Dental |
|---|---|---|---|---|---|
| Rates effective Jan. 1, 2019 - Dec. 31, 2019 | Rates effective Sep. 1, 2018 - Aug. 31, 2019 | ||||
| Employee/Student Only | $632.40 | $45.90 | $255.00 | $368.22 | $25.50 |
| Employee/Student + Spouse | $1,508.58 | $94.86 | $1,211.76 | $744.60 | $47.94 |
| Employee/Student + Child(ren) | $1,230.12 | $102.00 | $1,105.68 | N/A | $68.34 |
| Family | $1,617.72 | $135.66 | $1,542.24 | $1,721.76 | $81.60 |
2018 COBRA
| PLAN | UIChoice | Dental II | SHIP | UIGRADCare | Student Dental |
|---|---|---|---|---|---|
| Rates effective Jan. 1, 2018 - Dec. 31, 2018 | Rates effective Sep. 1, 2017 - Aug. 31, 2018 | ||||
| Employee/Student Only | $617.10 | $45.90 | $193.80 | $300.90 | $25.50 |
| Employee/Student + Spouse | $1,471.86 | $94.86 | $969.00 | $744.60 | $45.90 |
| Employee/Student + Child(ren) | $1,200.54 | $102.00 | $899.64 | N/A | $68.34 |
| Family | $1,577.94 | $135.66 | $1,542.24 | $1,473.90 | $81.60 |