Welcome to the University of Iowa’s Student Insurance hub! We’re here to help you stay healthy and protected throughout your academic journey.

Whether you're an undergraduate, graduate, international student, or a postdoctoral scholar, we offer flexible and comprehensive insurance options tailored to your needs.

Health Insurance Plans

Student Health Insurance Plan (SHIP)
Available to all students, SHIP is a Blue Cross and Blue Shield of Iowa plan offering broad coverage both in and out of state. It includes:

• Preventive care and immunizations
• Hospitalization and surgery
• Maternity and well-child care
• Emergency services
• Prescription medications
• Mental health services

UIGRADCare
Exclusively for graduate and health science students, UIGRADCare provides care through the UI Health Care Network and Student Health. Highlights include:

• No deductible
• $10 copay for office visits
• $0 for preventive care
• 10% coinsurance for labs and imaging
• No referrals needed for specialists

Dental Insurance

The Student Dental Insurance Plan is open to all students and includes access to Delta Dental of Iowa’s 3-tier provider network. Covered services include:

• Routine check-ups and cleanings
• Fillings and extractions
• Root canals and periodontal care
• Crowns and other restorations

Bonus: Enrollees also receive vision discounts through EyeMed Vision Care at no extra cost.

Who’s Eligible?

Eligibility varies by student type. Students must be a degree-seeing student to be eligible.

• Undergraduate students (Must be a degree seeking student AND be registered for five or more credit hours each semester)
• Graduate and professional students
• International students
• Postdoctoral scholars and fellows

Making Changes

Need to enroll, cancel, or update your coverage? Visit the Student Insurance Resources page for step-by-step guidance.