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Welcome to the University of Iowa’s Student Insurance hub! We’re here to help you stay healthy and protected throughout your academic journey.
Whether you're an undergraduate, graduate, international student, or a postdoctoral scholar, we offer flexible and comprehensive insurance options tailored to your needs.
Health Insurance Plans
Student Health Insurance Plan (SHIP)
Available to all students, SHIP is a Blue Cross and Blue Shield of Iowa plan offering broad coverage both in and out of state. It includes:
- Preventive care and immunizations
- Hospitalization and surgery
- Maternity and well-child care
- Emergency services
- Prescription medications
- Mental health services
UIGRADCare
Exclusively for graduate and health science students, UIGRADCare provides care through the UI Health Care Network and Student Health. Highlights include:
- No deductible
- $10 copay for office visits
- $0 for preventive care
- 10% coinsurance for labs and imaging
- No referrals needed for specialists
Dental Insurance
The Student Dental Insurance Plan is open to all students and includes access to Delta Dental of Iowa’s 3-tier provider network. Covered services include:
- Routine check-ups and cleanings
- Fillings and extractions
- Root canals and periodontal care
- Crowns and other restorations
Bonus: Enrollees also receive vision discounts through EyeMed Vision Care at no extra cost.
Who’s Eligible?
Eligibility varies by student type. Students must be a degree-seeing student to be eligible.
- Undergraduate students (Must be a degree seeking student AND be registered for five or more credit hours each semester)
- Graduate and professional students
- International students
- Postdoctoral scholars and fellows
Making Changes
Need to enroll, cancel, or update your coverage? Visit the Student Insurance Resources page for step-by-step guidance.
Undergrad
Undergrad Insurance Option.
Graduate/Health Science
Choose between SHIP and UIGRADCare.
Employed Graduate
Choose between SHIP and UIGRADCare.
ABOUT OUR SITE:
Our website's information describes only the highlights of the plans and does not constitute official plan documents. Additional terms and conditions may apply. If there are any discrepancies between the information contained herein and the official plan documents, the plan documents will govern.