Premiums will be charged monthly to your university bill (U-Bill) and must be paid each month by the due date. U-Bills are generated electronically on the first business day of the month. They are accessible through MyUI.
You may choose to have premiums deducted from a savings or checking account by completing the ACH Direct Debit form in the student insurance section of MyUI.
Student Health Insurance Plan (SHIP)
Undergrad, health science, graduate, international, postdoctoral scholars and fellows, research interns, and employed grad students may enroll in SHIP.
MONTHLY rates are effective from 09/01/24 - 08/31/25
| SHIP AY 24-25 | Rates/month |
|---|---|
| Student Only | $273.00 |
| Student + Spouse | $1,080.00 |
| Student + Child | $839.00 |
| Family | $1,171.00 |
MONTHLY rates are effective from 01/01/24 - 08/31/24
| SHIP AY 23-24 (New plan rates) | Rates/month |
|---|---|
| Student Only | $273.00 |
| Student + Spouse | $1,080.00 |
| Student + Child | $839.00 |
| Family | $1,171.00 |
UIGRADCare Insurance Plan
Health science, graduate, postdoctoral scholars and fellows, research interns, international grad & health science, and employed grad students may enroll in UIGRADCare.
MONTHLY rates are effective from 09/01/24 - 08/31/25
| UIGradcare Ay 24-25 | Rate/month |
|---|---|
| Student Only | $463.00 |
| Student + Spouse | $909.00 |
| Student + Child | N/A |
| Family | $2,226.00 |
MONTHLY rates are effective from 09/01/23 - 08/31/24
| UIGRADCare Ay 23-24 | Rate/month |
|---|---|
| Student Only | $463.00 |
| Student + Spouse | $858.00 |
| Student + Child | N/A |
| Family | $2,042.00 |
Student Dental Insurance Plan
Any student who meets the eligibility requirements for student insurance may enroll in the student dental insurance plan.
MONTHLY rates are effective from 09/01/24 - 08/31/25
| Student dental AY 24-25 | Rates/month |
|---|---|
| Student Only | $25.00 |
| Student + Spouse | $47.00 |
| Student + Child | $67.00 |
| Family | $80.00 |
MONTHLY rates are effective from 09/01/23 - 08/31/24
| Student dental AY 23-24 | Rates/month |
|---|---|
| Student Only | $25.00 |
| Student + Spouse | $47.00 |
| Student + Child | $67.00 |
| Family | $80.00 |
Employed Graduate Student Premium Rates
Students who hold an assistantship of at least 25% time or a fellowship of at least $5,000 for the semester or $10,000 per academic year are eligible for employed grad insurance with a UI contribution toward the cost of health and dental insurance.
SHIP AY 24-25
Rates are effective from 09/01/24 - 08/31/25
| SHIP | Rate/Month | UI Contrib. | Employed Student Cost |
|---|---|---|---|
| Student Only | $273.00 | $245.70 | $27.30 |
| Student + Spouse | $1,080.00 | $756.00 | $324.00 |
| Student + Child | $839.00 | $587.30 | $251.70 |
| Student + Family | $1,171.00 | $819.70 | $351.30 |
UIGRADCare AY 24-25
Rates are effective from 09/01/24 - 08/31/25
| UIGRADCare | rate/month | UI contrib. | employed student cost |
|---|---|---|---|
| Student Only | $463.00 | $416.70 | $46.30 |
| Student + Spouse | $909.00 | $636.30 | $272.70 |
| Student + Child | N/A | N/A | N/A |
| Student + Family | $2,226.00 | $1,558.20 | $667.80 |
SHIP (New Rates) AY 23-24
Rates are effective from 01/01/24 - 08/31/24
| SHIP | Rate/Month | UI Contrib. | Employed Student Cost |
|---|---|---|---|
| Student Only | $273.00 | $245.70 | $27.30 |
| Student + Spouse | $1,080.00 | $756.00 | $324.00 |
| Student + Child | $839.00 | $587.30 | $251.70 |
| Student + Family | $1,171.00 | $819.70 | $351.30 |
UIGRADCare AY 23-24
Rates are effective from 09/01/23 - 08/31/24
| UIGRADCare | rate/month | UI contrib. | employed student cost per month |
|---|---|---|---|
| Student Only | $463.00 | $416.70 | $46.30 |
| Student + Spouse | $858.00 | $600.60 | $257.40 |
| Student + Child | N/A | N/A | N/A |
| Student + Family | $2,042.00 | $1,429.40 | $612.60 |
Dental AY 24-25
Rates are effective from 09/01/24 - 08/31/25
| Dental | Rate/Month | UI Contrib. | Employed Student Cost |
|---|---|---|---|
| Student Only | $25.00 | $21.25 | $3.75 |
| Student + Spouse | $47.00 | $32.90 | $14.10 |
| Student + Child | $67.00 | $46.90 | $20.10 |
| Student + Family | $80.00 | $56.00 | $24.00 |
Dental AY 23-24
Rates are effective from 09/01/23 - 08/31/24
| Dental | Rate/Month | UI Contrib. | Employed Student Cost |
|---|---|---|---|
| Student Only | $25.00 | $21.25 | $3.75 |
| Student + Spouse | $47.00 | $32.90 | $14.10 |
| Student + Child | $67.00 | $46.90 | $20.10 |
| Student + Family | $80.00 | $56.00 | $24.00 |