2025 UIChoice Premium Rates

Rates effective January 1, 2025, to December 31, 2025

Monthly Premiums Rates
Coverage option

Total Cost

UI Contribution

Employee Cost

Employee Only

$904

$814

$90

Employee + Spouse

$2,157

$1,726

$431

Employee + Child(ren)

$1,760

$1,408

$352

Family

$2,311

$1,849

$462

Double Spouse Family

$2,311

$2,080

$231

Double Spouse Credit

If you and your spouse or domestic partner work at the University of Iowa and are eligible for UISelect/UIChoice and Dental II, you may benefit from the Double Spouse Credit. Double Spouse Credit provides family health and dental coverage at little to no cost, depending on your chosen plan.

If you do not have dependent children who require coverage under your policy, you and your spouse or domestic partner should each elect Employee Only coverage for both health and dental insurance. 

2024 UIChoice Monthly Premiums

Effective Jan. 1, 2024, to Dec. 31, 2024

Type of ContractTotal CostUI Contrib.Employee Cost
Employee Only$861.00$775.00$86.00
Employee + Spouse$2,055.00$1,644.00$411.00
Employee + Child(ren)$1,676.00$1,341.00$335.00
Family$2,201.00$1,761.00$440.00
Double Spouse: Family$2,201.00$1,981.00$220.00