The UI retiree Dental II plan offers the same dental insurance to active regular faculty and staff. You can find more detailed plan information on the Dental II webpage. You may seek care from almost any dentist you wish. However, there are usually advantages when you receive services from PPO Dentists or Participating Delta Dental Dentists.
Visit the Delta Dental of Iowa website to search for a dentist provider under the Dental II plan.
Dental II Provider Network
Delta Dental of Iowa has contracts with PPO Dentists throughout Iowa.
- PPO Dentists agree to accept their local Delta Dental Member Company's PPO Schedule, resulting in savings.
- Your deductible or coinsurance responsibility may be less for covered services you receive from a PPO versus a Participating Delta Dental Dentist or a non-participating dentist.
- PPO Dentists agree to file claims for you.
- Delta Dental of Iowa settles claims directly with PPO Dentists.
Delta Dental of Iowa has contracting relationships with participating dentists throughout the state. The contracts with participating Delta Dental Dentists include payment arrangements based on Delta Dental’s maximum plan allowance.
- Participating Delta Dental dentists agree to accept their local Delta Dental Member company’s payment arrangement, resulting in savings.
- Your deductible or coinsurance responsibility may be more for covered services you receive from a participating Delta Dental dentist who is not a PPO dentist.
- Participating Delta Dental dentists agree to file claims for you.
- Delta Dental will settle claims directly with participating Delta Dental dentists.
When you receive services from non-participating (non-par) dentists, you will not receive any of the advantages Delta Dental of Iowa's contracts with PPO or participating Delta Dental dentists offer. As a result, when you receive services from non-participating dentists, all of the following statements are true:
- Delta Dental of Iowa does not have contracting relationships with non-participating dentists. They do not agree to accept their local Delta Dental Member company’s PPO nine payment arrangement or any other payment arrangement. This means you are responsible for any difference between your non-participating dentist’s billed charge and the PPO schedule or the maximum plan allowance, as the case may be.
- Non-participating dentists are not responsible for filing your claims.
- We settle claims with you, not non-participating dentists. You are responsible for paying your dentist in full, including any deductible, coinsurance, and non-approved charges you may owe.
- Non-participating dentists may charge for “infection control,” which includes the costs for services and supplies associated with sterilization procedures. You are responsible for any extra charges billed by a non-participating dentist for “infection control." Find more information in the Dental II coverage manual.
Dental II Plan Documents
Review the Dental II plan documents at the links below, such as the coverage summary and full coverage manual. You can also find these documents on the Benefit Resources page under the Plan Documents & Manuals section.
UI Retiree Dental II Rates
2024 Retiree Dental Insurance Rates
Rates are effective Jan. 1, 2024, to Dec. 31, 2024
| Type of Contract | Your Cost |
|---|---|
| Single | $48.00 |
| Retiree + Spouse | $100.50 |
| Retiree + Child(ren) | $106.00 |
| Retiree + Family | $142.00 |
2023 Retiree Dental Insurance Rates
Rates are effective Jan. 1, 2023, to Dec. 31, 2023
| Type of Contract | Your Cost |
|---|---|
| Single | $46.50 |
| Retiree + Spouse | $97.50 |
| Retiree + Child(ren) | $102.50 |
| Retiree + Family | $137.50 |
Incentives and Discounts
Student Clinic Incentive
The College of Dentistry and University Benefits created the Student Dental Clinics Incentive to increase educational opportunities for third and fourth-year dental students.
Vision Discount
The University of Iowa Retirees and any eligible dependents enrolled in Delta Dental of Iowa will have access to a vision discount program through EyeMed Vision Care at no additional cost. Read more on our Vision Discount Plan through Delta Dental of Iowa webpage.
Leaving UI Retiree Health and Dental Coverage
If a UI retiree leaves coverage under the university health and/or dental insurance plans, they cannot return to purchasing the coverage at a later time. If the UI retiree drops coverage at the time of retirement from the University, or if they maintain coverage for a period of time in retirement and then drop it, they cannot return to the university coverage.
ABOUT OUR SITE: The information presented on our website describes only the highlights of the plans and does not constitute official plan documents. Additional terms and conditions apply. If there are any discrepancies between the information contained herein and the official plan documents, the plan documents will govern.