UIChoice is a high-quality plan with extensive coverage inside and outside of Iowa. Monthly premiums for UIChoice are higher than UISelect, and out-of-pocket medical service costs are lower.
The UIChoice plan covers providers nationwide.
UIChoice Plan Documents
The coverage manual is a comprehensive document that sets forth the plan participants' and beneficiaries' rights and guides the university in making decisions and executing its responsibilities.
UIChoice Plan Highlights
Higher premiums, lower out-of-pocket costs when the plan is used. Covers providers in Level 1, 2, and 3 nationwide. UIChoice only has an inpatient deductible and has a 4-tier prescription drug benefit with free generics.
Costs
The University covers 80% of the premium cost for employee + spouse, employee + child(ren), and family coverage. Employee-only and double-spouse family coverage are discounted even further.
Providers
UIChoice covers Level 1, 2, and 3 providers. Please note that you do not need to pick a plan level before receiving care from a provider; however, the lower the provider level, the lower the cost.
Prescriptions
UIChoice has a four-tier prescription drug benefit that uses the BlueRx Complete formulary through Wellmark Blue Cross & Blue Shield. The lower the tier of your drug, the lower the cost to you.
Contact University Benefits
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The information on our website describes only the highlights of the plans and does not constitute official plan documents. Additional terms and conditions may apply. If there are any discrepancies between the information contained herein and the official plan documents, the plan documents will govern. For more detailed information, contact Wellmark Blue Cross/Blue Shield at toll-free number 800-524-9242 (TTY: 888-781-4262), Monday through Friday from 7:30 a.m. to 5:00 p.m. (Central Time). For more efficient service, please have your member ID number handy - it can be found on the front of your card.