All premiums will be charged on a monthly basis to your University Bill and must be paid each month by the due date. U-Bills are generated electronically on the first business day of the month. They are accessible through MyUI.
You may choose to have premiums deducted from a savings or checking account by completing the ACH Direct Debit form in the student insurance section of MyUI.
Premium Rates (AY 2025-2026)
Please note: The academic year 2025-2026 premium rates are pending the Iowa Board of Regents approval at the June 10-12, 2025 meeting.
Monthly SHIP rates effective September 1, 2025 - August 31, 2026
| Plan coverage option | Rates per month |
|---|---|
| Student Only | $292.00 |
| Student + Spouse | $1,080.00 |
| Student + Child(ren) | $898.00 |
| Family | $1,253.00 |
Premium Rates (AY 2024-2025)
Monthly SHIP rates effective September 1, 2024 - August 31, 2025
| Plan coverage option | Rates per month |
|---|---|
| Student Only | $273.00 |
| Student + Spouse | $1,080.00 |
| Student + Child(ren) | $839.00 |
| Family | $1,171.00 |
ABOUT OUR SITE:
Our website's information describes only the highlights of the plans and does not constitute official plan documents. Additional terms and conditions may apply. If there are any discrepancies between the information contained herein and the official plan documents, the plan documents will govern.