Welcome to the University of Iowa's Undergraduate Student Benefits page. Here, you'll find information about the health and dental insurance plans available to undergraduate students.
Our goal is to ensure that you have access to the necessary resources to maintain your well-being throughout your academic journey. Whether you are looking for details on eligibility, enrollment instructions, or proof of coverage forms, we've got you covered.
Who Qualifies for Student Insurance?
To be eligible, an undergraduate student must:
- Be a degree-seeking student AND
- Be registered for five or more credit hours each semester (only applies to undergraduate students)
Insurance Plans Available for Undergraduate Students
Student Health Insurance Plan (SHIP)
The SHIP plan is part of the Alliance Select PPO. Choosing care with a participating provider results in lower out-of-pocket costs. SHIP provides coverage for preventive care, hospitalization, surgery, maternity care, well-child care, emergency care for accidents or illnesses, medically necessary physician care, prescription drugs, and mental health services.
Providers: Alliance Select PPO
Student Dental Insurance
All students may receive coverage through the Student Dental Plan, a three-tier Delta Dental of Iowa provider network. Covered services include check-ups, teeth cleanings, cavity repair, tooth extractions, endodontic services, periodontal services, and additional dental procedures.
Providers: Delta Dental of Iowa Network
How to Enroll
Complete your enrollment in MyUI for student insurance. You may enroll with a qualifying event during Student Insurance Open Enrollment or, if outside the Open Enrollment period.
How to Enroll in Student Insurance
Open Enrollment Dates
Open enrollment periods are as follows:
- Fall Semester: Aug. 1 to Sep. 9
- Spring Semester: Jan. 1 to Feb. 9
- Summer Semester: May 1 to June 9
Instructions on How to Enroll and Add Dependents
Step-by-Step Instructions
Enrolling in SHIP, UIGRADCare, and dental insurance is an easy process that you can do online through MyUI.
- Log in to MyUI.
- Under STUDENT INFORMATION, select the "+More" button.
- Under STUDENT LIFE MANAGEMENT, select "Student Insurance."
- Choose the first green button labeled "Enroll in Insurance."
- Continue to fill out the online form and submit it to University Benefits for processing.
Adding Dependents
If you have a spouse/partner or child(ren) who will need insurance, you must complete an enrollment form in MyUI to add them to your policy. You will have 30 days from the date of arrival or date of eligibility and 60 days from the date of birth to add dependent(s) to your policy.
Once you submit your online enrollment form, you will receive an email confirmation from the University's workflow system. Your form will be processed in the order it was received. You may check the status of your previously submitted insurance requests by visiting your My Initiated Packages in the workflow.
Proof of Coverage Forms
All international and health science students must submit a proof of coverage form if they are already covered under another health insurance policy and do not want to enroll in UI student insurance.
To complete your Proof of Coverage form, log in to MyUI,
- Under the "Student Information" section
- Select the "+ More" button
- Under "Student Life Management," select the "Student Insurance" link
ABOUT OUR SITE:
Our website's information describes only the highlights of the plans and does not constitute official plan documents. Additional terms and conditions may apply. If there are any discrepancies between the information contained herein and the official plan documents, the plan documents will govern.