Employee Rates
Student Rates
Retiree Rates
COBRA Rates
Prior Year Rates for Active Employees
Prior Year Rates for Active Employees
UIChoice (2018 - 2025)
Historical UIChoice Monthly Premiums
Rates are effective each plan year, from January 01 to December 31.
| Year | Employee Only | Employee + Spouse | Employee + Child | Family | Double Spouse Family |
|---|---|---|---|---|---|
| 2025 | Total Premium = $904
Employee Cost = $90 | Total Premium = $2,157
Employee Cost = $431 | Total Premium = $1,760
Employee Cost = $352 | Total Premium = $2,311
Employee Cost = $462 | Total Premium = $2,311
Employee Cost = $231 |
| 2024 | Total Premium = $861
Employee Cost = $86 | Total Premium = $2,055
Employee Cost = $411 | Total Premium = $1,676
Employee Cost = $335 | Total Premium = $2,201
Employee Cost = $440 | Total Premium = $2,201
Employee Cost = $220 |
| 2023 | Total Premium = $814
Employee Cost = $81 | Total Premium = $1,943
Employee Cost = $389 | Total Premium = $1,585
Employee Cost = $317 | Total Premium = $2,081
Employee Cost = $416 | Total Premium = $2,081
Employee Cost = $208 |
| 2022 | Total Premium = $768
Employee Cost = $77 | Total Premium = $1,833
Employee Cost = $367 | Total Premium = $1,496
Employee Cost = $299 | Total Premium = $1,963
Employee Cost = $393 | Total Premium = $1,963
Employee Cost = $196 |
| 2021 | Total Premium = $717
Employee Cost = $72 | Total Premium = $1,712
Employee Cost = $342 | Total Premium = $1,397
Employee Cost = $279 | Total Premium = $1,834
Employee Cost = $367 | Total Premium = $1,834
Employee Cost = $183 |
| 2020 | Total Premium = $683
Employee Cost = $34 | Total Premium = $1,631
Employee Cost = $326 | Total Premium = $1,331
Employee Cost = $266 | Total Premium = $1,747
Employee Cost = $349 | Total Premium = $1,747
Employee Cost = $87 |
| 2019 | Total Premium = $620
Employee Cost = $0 | Total Premium = $1,479
Employee Cost = $296 | Total Premium = $1,206
Employee Cost = $241 | Total Premium = $1,586
Employee Cost = $317 | Total Premium = $1,586
Employee Cost = $0 |
| 2018 | Total Premium = $605
Employee Cost = $0 | Total Premium = $1,443
Employee Cost = $289 | Total Premium = $1,177
Employee Cost = $235 | Total Premium = $1,547
Employee Cost = $309 | Total Premium = $1,547
Employee Cost = $0 |
UISelect (2020 - 2025)
Historical UISelect Monthly Premiums
Rates are effective each plan year, from January 1 to December 31.
| Year | Employee Only | Employee + Spouse | Employee + Child | Family | Double Spouse Family |
|---|---|---|---|---|---|
| 2025 | Total Premium = $670
Employee Cost = $0 | Total Premium = $1,599
Employee Cost = $320 | Total Premium = $1,305
Employee Cost = $261 | Total Premium = $1,713
Employee Cost = $343 | Total Premium = $1,713
Employee Cost = $0 |
| 2024 | Total Premium = $662
Employee Cost = $0 | Total Premium = $1,580
Employee Cost = $316 | Total Premium = $1,290
Employee Cost = $258 | Total Premium = $1,693
Employee Cost = $339 | Total Premium = $1,693
Employee Cost = $0 |
| 2023 | Total Premium = $651
Employee Cost = $0 | Total Premium = $1,554
Employee Cost = $311 | Total Premium = $1,268
Employee Cost = $254 | Total Premium = $1,665
Employee Cost = $333 | Total Premium = $1,665
Employee Cost = $0 |
| 2022 | Total Premium = $614
Employee Cost = $0 | Total Premium = $1,468
Employee Cost = $294 | Total Premium = $1,197
Employee Cost = $239 | Total Premium = $1,572
Employee Cost = $314 | Total Premium = $1,572
Employee Cost = $0 |
| 2021 | Total Premium = $597
Employee Cost = $0 | Total Premium = $1,427
Employee Cost = $285 | Total Premium = $1,164
Employee Cost = $233 | Total Premium = $1,528
Employee Cost = $306 | Total Premium = $1,528
Employee Cost = $0 |
| 2020 - (Jan. 2020, the first-year plan was implemented) | Total Premium = $569
Employee Cost = $0 | Total Premium = $1,359
Employee Cost = $272 | Total Premium = $1,109
Employee Cost = $222 | Total Premium = $1,456
Employee Cost = $291 | Total Premium = $1,456
Employee Cost = $0 |
Dental II (2018 - 2025)
Historical Dental II Monthly Premiums
Rates are effective each plan year, from January 1 to December 31.
| Year | Employee Only | Employee + Spouse | Employee + Child | Family | Double Spouse Family |
|---|---|---|---|---|---|
| 2025 | Total Premium = $50
Employee Cost = $0 | Total Premium = $105
Employee Cost = $21 | Total Premium = $110.50
Employee Cost = $22.10 | Total Premium = $148
Employee Cost = $29.60 | Total Premium = $148
Employee Cost = $0 |
| 2024 | Total Premium = $48
Employee Cost = $0 | Total Premium = $100.50
Employee Cost = $20.10 | Total Premium = $106
Employee Cost = $21.20 | Total Premium = $142
Employee Cost = $28.40 | Total Premium = $142
Employee Cost = $0 |
| 2023 | Total Premium = $46.50
Employee Cost = $0 | Total Premium = $97.50
Employee Cost = $19.50 | Total Premium = $102.50
Employee Cost = $20.50 | Total Premium = $137.50
Employee Cost = $27.50 | Total Premium = $137.50
Employee Cost = $0 |
| 2022 | Total Premium = $45
Employee Cost = $0 | Total Premium = $93
Employee Cost = $19 | Total Premium = $100
Employee Cost = $20 | Total Premium = $133
Employee Cost = $27 | Total Premium = $133
Employee Cost = $0 |
| 2021 | Total Premium = $45
Employee Cost = $0 | Total Premium = $93
Employee Cost = $19 | Total Premium = $100
Employee Cost = $20 | Total Premium = $133
Employee Cost = $27 | Total Premium = $133
Employee Cost = $0 |
| 2020 | Total Premium = $45
Employee Cost = $0 | Total Premium = $93
Employee Cost = $19 | Total Premium = $100
Employee Cost = $20 | Total Premium = $133
Employee Cost = $27 | Total Premium = $133
Employee Cost = $0 |
| 2019 | Total Premium = $45
Employee Cost = $0 | Total Premium = $93
Employee Cost = $19 | Total Premium = $100
Employee Cost = $20 | Total Premium = $133
Employee Cost = $27 | Total Premium = $133
Employee Cost = $0 |
| 2018 | Total Premium = $45
Employee Cost = $0 | Total Premium = $93
Employee Cost = $19 | Total Premium = $100
Employee Cost = $20 | Total Premium = $133
Employee Cost = $27 | Total Premium = $133
Employee Cost = $0 |
Prior Year Rates for Students
Prior Year Rates for Students
SHIP, UIGRADCare, and Student Dental (Academic Years: 2018 - 2025)
SHIP, UIGRADCare, and Student Dental
AY 2024 - 2025
| Plan Coverage Option | SHIP Monthly Rate | UIGRADCare Monthly Rate | Student Dental Monthly Rate |
|---|---|---|---|
| Student Only | $273 | $463 | $25 |
| Student + Spouse | $1,080 | $909 | $47 |
| Student + Child(ren) | $839 | N/A | $67 |
| Family | $1,171 | $2,226 | $80 |
AY 2023 - 2024 (effective 01/01/24)
| Plan Coverage Option | SHIP Monthly Rate | UIGRADCare Monthly Rate | Student Dental Monthly Rate |
|---|---|---|---|
| Student Only | $273 | $463 | $25 |
| Student + Spouse | $1,080 | $858 | $47 |
| Student + Child(ren) | $839 | N/A | $67 |
| Family | $1,171 | $2,042 | $80 |
AY 2023 - 2024 (effective 09/01/23 - 08/31/24)
| Plan Coverage Option | SHIP Monthly Rate | UIGRADCare Monthly Rate | Student Dental Monthly Rate |
|---|---|---|---|
| Student Only | $325 | $463 | $25 |
| Student + Spouse | $1,287 | $858 | $47 |
| Student + Child(ren) | $1,174 | N/A | $67 |
| Family | $1,588 | $2,042 | $80 |
AY 2022 - 2023
| Plan Coverage Option | SHIP Monthly Rate | UIGRADCare Monthly Rate | Student Dental Monthly Rate |
|---|---|---|---|
| Student Only | $325 | $441 | $25 |
| Student + Spouse | $1,287 | $791 | $47 |
| Student + Child(ren) | $1,174 | N/A | $67 |
| Family | $1,588 | $1,945 | $80 |
AY 2021 - 2022
| Plan Coverage Option | SHIP Monthly Rate | UIGRADCare Monthly Rate | Student Dental Monthly Rate |
|---|---|---|---|
| Student Only | $300 | $407 | $25 |
| Student + Spouse | $1,188 | $730 | $47 |
| Student + Child(ren) | $1,084 | N/A | $67 |
| Family | $1,512 | $1,796 | $80 |
AY 2020 - 2021
| Plan Coverage Option | SHIP Monthly Rate | UIGRADCare Monthly Rate | Student Dental Monthly Rate |
|---|---|---|---|
| Student Only | $275 | $397 | $25 |
| Student + Spouse | $1,188 | $730 | $47 |
| Student + Child(ren) | $1,084 | N/A | $67 |
| Family | $1,512 | $1,796 | $80 |
AY 2019 - 2020
| Plan Coverage Option | SHIP Monthly Rate | UIGRADCare Monthly Rate | Student Dental Monthly Rate |
|---|---|---|---|
| Student Only | $250 | $361 | $25 |
| Student + Spouse | $1,188 | $730 | $47 |
| Student + Child(ren) | $1,084 | N/A | $67 |
| Family | $1,512 | $1,688 | $80 |
AY 2018 - 2019
| Plan Coverage Option | SHIP Monthly Rate | UIGRADCare Monthly rate | Student Dental Monthly Rate |
|---|---|---|---|
| Student Only | $215 | $347 | $25 |
| Student + Spouse | $1,188 | $730 | $45 |
| Student + Child(ren) | $1,084 | N/A | $67 |
| Family | $1,512 | $1,445 | $80 |
Prior Year Rates for Employed Grad Students w/Assistantships
Prior Year Rates for Employed Grad Students
Employed Grad SHIP (2018 - 2025)
Historical Employed Grad SHIP Monthly Premiums
Rates are effective each plan year, from September 1 to August 31.
| Academic Year | Student Only | Student + Spouse | Student + Child | Family |
|---|---|---|---|---|
| 2024 - 2025 | Total Premium = $273
Employed Student Cost = $27.30 | Total Premium = $1,080
Employed Student Cost = $324 | Total Premium = $839
Employed Student Cost = $251.70 | Total Premium = $1,171
Employed Student Cost = $351.30 |
| 2023 - 2024 | Total Premium = $273
Employed Student Cost = $27.30 | Total Premium = $1,080
Employed Student Cost = $324 | Total Premium = $839
Employed Student Cost = $251.70 | Total Premium = $1,171
Employed Student Cost = $351.30 |
| 2022 - 2023 | Total Premium = $325
Employed Student Cost = $32.50 | Total Premium = $1,287
Employed Student Cost = $386.10 | Total Premium = $1,174
Employed Student Cost = $352.20 | Total Premium = $1,588
Employed Student Cost = $476.40 |
| 2021 - 2022 | Total Premium = $300
Employed Student Cost = $30 | Total Premium = $1,188
Employed Student Cost = $356.40 | Total Premium = $1,084
Employed Student Cost = $325.20 | Total Premium = $1,512
Employed Student Cost = $453.60 |
| 2020 - 2021 | Total Premium = $275
Employed Student Cost = $27.50 | Total Premium = $1,188
Employed Student Cost = $356.40 | Total Premium = $1,084
Employed Student Cost = $325.20 | Total Premium = $1,512
Employed Student Cost = $453.60 |
| 2019 - 2020 | Total Premium = $250
Employed Student Cost = $25 | Total Premium = $1,188
Employed Student Cost = $356.40 | Total Premium = $1,084
Employed Student Cost = $325.20 | Total Premium = $1,512
Employed Student Cost = $453.60 |
| 2018 - 2019 | Total Premium = $215
Employed Student Cost = $21.50 | Total Premium = $1,188
Employed Student Cost = $356.40 | Total Premium = $1,084
Employed Student Cost = $325.20 | Total Premium = $1,512
Employed Student Cost = $453.60 |
Employed Grad UIGRADCare (2018 - 2025)
Employed Grad - Health Insurance Plan Rates
Historical UIGRADCare Monthly Premiums
Rates are effective each plan year, from September 1 to August 31.
| Academic Year | Student Only | Student + Spouse | Family |
|---|---|---|---|
| 2024 - 2025 | Total Premium = $463
Employed Student Cost = $46.30 | Total Premium = $909
Employed Student Cost = $272.70 | Total Premium = $2,226
Employed Student Cost = $667.80 |
| 2023 - 2024 | Total Premium = $463
Employed Student Cost = $46.30 | Total Premium = $858
Employed Student Cost = $257.40 | Total Premium = $2,042
Employed Student Cost = $612.60 |
| 2022 - 2023 | Total Premium = $441
Employed Student Cost = $44.10 | Total Premium = $791
Employed Student Cost = $237.30 | Total Premium = $1,945
Employed Student Cost = $583.50 |
| 2021 - 2022 | Total Premium = $407
Employed Student Cost = $40.70 | Total Premium = $730
Employed Student Cost = $219.00 | Total Premium = $1,796
Employed Student Cost = $538.80 |
| 2020 - 2021 | Total Premium = $397
Employed Student Cost = $39.70 | Total Premium = $730
Employed Student Cost = $219 | Total Premium = $1,796
Employed Student Cost = $538.80 |
| 2019 - 2020 | Total Premium = $361
Employed Student Cost = $36.10 | Total Premium = $730
Employed Student Cost = $219 | Total Premium = $1,688
Employed Student Cost = $506.40 |
| 2018 - 2019 | Total Premium = $347
Employed Student Cost = $34.70 | Total Premium = $730
Employed Student Cost = $219 | Total Premium = $1,445
Employed Student Cost = $433.50 |
Employed Grad Student Dental (2018 - 2025)
Historical Employed Grad Student Dental Monthly Premiums
Rates are effective each plan year, from September 1 to August 31.
| Academic Year | Student Only | Student + Spouse | Student + Child | Family |
|---|---|---|---|---|
| 2024 - 2025 | Total Premium = $25
Employed Student Cost = $3.75 | Total Premium = $47
Employed Student Cost = $14.10 | Total Premium = $67
Employed Student Cost = $20.10 | Total Premium = $80
Employed Student Cost = $24 |
| 2023 - 2024 | Total Premium = $25
Employed Student Cost = $3.75 | Total Premium = $47
Employed Student Cost = $14.10 | Total Premium = $67
Employed Student Cost = $20.10 | Total Premium = $80
Employed Student Cost = $24 |
| 2022 - 2023 | Total Premium = $25
Employed Student Cost = $3.75 | Total Premium = $47
Employed Student Cost = $14.10 | Total Premium = $67
Employed Student Cost = $20.10 | Total Premium = $80
Employed Student Cost = $24 |
| 2021 - 2022 | Total Premium = $25
Employed Student Cost = $3.75 | Total Premium = $47
Employed Student Cost = $14.10 | Total Premium = $67
Employed Student Cost = $20.10 | Total Premium = $80
Employed Student Cost = $24 |
| 2020 - 2021 | Total Premium = $25
Employed Student Cost = $3.75 | Total Premium = $47
Employed Student Cost = $14.10 | Total Premium = $67
Employed Student Cost = $20.10 | Total Premium = $80
Employed Student Cost = $24 |
| 2019 - 2020 | Total Premium = $25
Employed Student Cost = $3.75 | Total Premium = $47
Employed Student Cost = $14.10 | Total Premium = $67
Employed Student Cost = $20.10 | Total Premium = $80
Employed Student Cost = $24 |
| 2018 - 2019 | Total Premium = $25
Employed Student Cost = $3.75 | Total Premium = $45
Employed Student Cost = $13.50 | Total Premium = $67
Employed Student Cost = $20.10 | Total Premium = $80
Employed Student Cost = $24 |
Prior Year Rates for UI Retirees
Prior Year Rates for UI Retirees
Non-Medicare Eligible Retiree UIChoice (2018 - 2025)
*Eligibility for the UI Contribution: Must have retired from the University at 62 or older with ten or more years of continuous benefit-eligible service.
Rates are effective from Jan. 1 to Dec. 31 each calendar year.
Retiree UIChoice Total Cost Premiums
UI Retiree/Spouse NOT Medicare-eligible OR eligible for the $288 UI contribution.
| Year | Retiree Only | Retiree + Spouse | Retiree + Child | Family |
|---|---|---|---|---|
| 2025 | $904 | $2,157 | $1,760 | $2,311 |
| 2024 | $861 | $2,055 | $1,676 | $2,201 |
| 2023 | $814 | $1,943 | $1,585 | $2,081 |
| 2022 | $768 | $1,833 | $1,496 | $1,963 |
| 2021 | $717 | $1,712 | $1,397 | $1,834 |
| 2020 | $683 | $1,631 | $1,331 | $1,747 |
| 2019 | $620 | $1,479 | $1,206 | $1,586 |
| 2018 | $605 | $1,443 | $1,177 | $1,547 |
Retiree UIChoice Premiums with $288 UI Contribution
UI Retiree/Spouse NOT Medicare-eligible but are eligible for the $288 UI contribution, which is applied towards the total cost monthly.
| Year | Retiree Only | Retiree + Spouse | Retiree + Child | Family |
|---|---|---|---|---|
| 2025 | $616 | $1,869 | $1,472 | $2,023 |
| 2024 | $573 | $1,767 | $1,388 | $1,913 |
| 2023 | $526 | $1,655 | $1,297 | $1,793 |
| 2022 | $480 | $1,545 | $1,208 | $1,675 |
| 2021 | $429 | $1,424 | $1,109 | $1,546 |
| 2020 | $393 | $1,343 | $1,043 | $1,459 |
| 2019 | $332 | $1,191 | $918 | $1,298 |
| 2018 | $317 | $1,155 | $889 | $1,259 |
Non-Medicare Eligible Retiree UISelect (2020 - 2025)
*Eligibility for the UI Contribution: Must have retired from the University at 62 or older with ten or more years of continuous benefit-eligible service.
Rates are effective from Jan. 1 to Dec. 31 each calendar year.
Retiree UISelect Total Cost Premiums
UI Retiree/Spouse NOT Medicare-eligible or eligible for the $288 UI contribution.
| Year | Retiree Only | Retiree + Spouse | Retiree + Child | Family |
|---|---|---|---|---|
| 2025 | $670 | $1,599 | $1,305 | $1,713 |
| 2024 | $662 | $1,580 | $1,290 | $1,693 |
| 2023 | $651 | $1,554 | $1,268 | $1,665 |
| 2022 | $614 | $1,468 | $1,197 | $1,572 |
| 2021 | $597 | $1,427 | $1,164 | $1,528 |
| 2020 | $569 | $1,359 | $1,109 | $1,456 |
Retiree UISelect Premiums with $288 UI Contribution
UI Retiree/Spouse NOT Medicare-eligible but are eligible for the $288 UI contribution, which is applied towards the total cost monthly.
| Year | Retiree Only | Retiree + Spouse | Retiree + Child | Family |
|---|---|---|---|---|
| 2025 | $382 | $1,311 | $1,017 | $1,425 |
| 2024 | $374 | $1,292 | $1,002 | $1,405 |
| 2023 | $363 | $1,266 | $980 | $1,377 |
| 2022 | $326 | $1,180 | $909 | $1,284 |
| 2021 | $309 | $1,139 | $876 | $1,240 |
| 2020 | $281 | $1,071 | $821 | $1,168 |
Medicare-Eligible Retiree UIChoice (2018 - 2025)
*Eligibility for the UI Contribution: Must have retired from the University at 62 or older with ten or more years of continuous benefit-eligible service.
Rates are effective from Jan. 1 to Dec. 31 each calendar year.
Medicare-Eligible Retiree UIChoice Total Cost Premiums
UI Retiree/Spouse is Medicare-eligible but not eligible for the $288 UI contribution.
| Year | Retiree Only | Retiree+ Spouse (1 Medicare) | Retiree+ Spouse (Both Medicare) | Retiree + 1 Child | Family (Spouse not Medicare) | Family (Retiree & Spouse Medicare) |
|---|---|---|---|---|---|---|
| 2025 | $1,018 | $1,922 | $2,036 | $1,922 | $2,694 | $2,940 |
| 2024 | $1,018 | $1,879 | $2,036 | $1,879 | $2,694 | $2,897 |
| 2023 | $1,008 | $1,822 | $2,016 | $1,822 | $2,593 | $2,757 |
| 2022 | $918.66 | $1,686.66 | $1,837.32 | $1,686.66 | $2,414.66 | $2,605.32 |
| 2021 | $862 | $1,579 | $1,724 | $1,579 | $2,259 | $2,441 |
| 2020 | $792 | $1,475 | $1,584 | $1,475 | $2,123 | $2,267 |
| 2019 | $716 | $1,336 | $1,432 | $1,336 | $1,922 | $2,052 |
| 2018 | $695 | $1,300 | $1,390 | $1,300 | $1,872 | $1,995 |
Retiree UIChoice Premiums with $288 UI Contribution
UI Retiree/Spouse Medicare-eligible but eligible for the $288 UI contribution, which is applied towards the total cost monthly.
| Year | Retiree Only | Retiree + Spouse (1 Medicare) | Retiree + Spouse (Both Medicare) | Retiree + Child | Family (Spouse Not Medicare) | Family (Retiree & Spouse Medicare) |
|---|---|---|---|---|---|---|
| 2025 | $730 | $1,634 | $1,748 | $1,634 | $2,406 | $2,652 |
| 2024 | $730 | $1,591 | $1,748 | $1,591 | $2,406 | $2,609 |
| 2023 | $720 | $1,534 | $1,728 | $1,534 | $2,305 | $2,469 |
| 2022 | $630.66 | $1,398.66 | $1,549.32 | $1,398.66 | $2,126.66 | $2,317.32 |
| 2021 | $574 | $1,291 | $1,436 | $1,291 | $1,971 | $2,153 |
| 2020 | $504 | $1,187 | $1,296 | $1,187 | $1,835 | $1,979 |
| 2019 | $428 | $1,048 | $1,144 | $1,048 | $1,634 | $1,764 |
| 2018 | $407 | $1,012 | $1,102 | $1,012 | $1,584 | $1,707 |
Medicare Eligible Retiree UISelect (2020 - 2025)
*Eligibility for the UI Contribution: Must have retired from the University at 62 or older with ten or more years of continuous benefit-eligible service.
Rates are effective from Jan. 1 to Dec. 31 each calendar year.
Medicare Eligible Retiree UISelect Total Cost Premiums
UI Retiree/Spouse is Medicare-eligible but not eligible for the $288 UI contribution.
| Year | Retiree Only | Retiree + Spouse (1 Medicare) | Retiree + Spouse (both Medicare) | Retiree + 1 Child | Family (Spouse not Medicare) | Family (Retiree & Spouse Medicare) |
|---|---|---|---|---|---|---|
| 2025 | $916 | $1,586 | $1,832 | $1,586 | $2,206 | $2,502 |
| 2024 | $916 | $1,578 | $1,832 | $1,578 | $2,206 | $2,494 |
| 2023 | $907 | $1,558 | $1,814 | $1,558 | $2,175 | $2,205 |
| 2022 | $826.80 | $1,440.80 | $1,653.60 | $1,440.80 | $2,023.80 | $2,267.60 |
| 2021 | $776 | $1,579 | $1,724 | $1,579 | $1,940 | $2,321 |
| 2020 | $713 | $1,282 | $1,426 | $1,282 | $1,822 | $1,995 |
Medicare Eligible Retiree UISelect Premiums with $288 UI Contribution
UI Retiree/Spouse Medicare-eligible but eligible for the $288 UI contribution, which is applied towards the total cost monthly.
| Year | Retiree Only | Retiree + Spouse (1 Medicare) | Retiree + Spouse (Both Medicare) | Retiree + Child | Family (Spouse Not Medicare) | Family (Retiree & Spouse Medicare) |
|---|---|---|---|---|---|---|
| 2025 | $628 | $1,298 | $1,544 | $1,298 | $1,918 | $2,214 |
| 2024 | $628 | $1,290 | $1,544 | $1,290 | $1,918 | $2,206 |
| 2023 | $619 | $1,270 | $1,526 | $1,270 | $1,887 | $1,917 |
| 2022 | $538.80 | $1,152.80 | $1,365.60 | $1,152.80 | $1,735.80 | $1,979.60 |
| 2021 | $488 | $1,291 | $1,436 | $1,291 | $1,652 | $2,033 |
| 2020 | $425 | $994 | $1,138 | $994 | $1,534 | $1,707 |
UI Retiree Dental II (2018 - 2025)
Rates are effective from Jan. 1 to Dec. 31 each calendar year.
UI Retiree Dental II Premiums
| Year | Retiree Only | Retiree + Spouse | Retiree + Child | Family |
|---|---|---|---|---|
| 2025 | $50 | $105 | $110.50 | $148 |
| 2024 | $48 | $100.50 | $106 | $142 |
| 2023 | $46.50 | $97.50 | $102.50 | $137.50 |
| 2022 | $45 | $93 | $100 | $133 |
| 2021 | $45 | $93 | $100 | $133 |
| 2020 | $45 | $93 | $100 | $133 |
| 2019 | $45 | $93 | $100 | $133 |
| 2018 | $45 | $93 | $100 | $133 |
UI Health Alliance Medicare Advantage (2018 - 2025)
Please note: Health Alliance will no longer offer retiree Medicare Advantage plans after December 31, 2025, as the company has ceased operations.
Rates were effective from January 1 to December 31 each calendar year.
| Year | HMO Plus Rx Plan | PPO Rx Plan |
|---|---|---|
| 2025 | $60 | $320 |
| 2024 | $60 | $320 |
| 2023 | $60 | $320 |
| 2022 | $60 | $320 |
| 2021 | $60 | $320 |
| 2020 | $60 | $320 |
| 2019 | $56 | $300 |
| 2018 | $53 | $286 |
Prior Year Rates for COBRA Participants
(former UI employees and employed grad students)
Regular Employees COBRA Rates
UIChoice COBRA Rates (2018 - 2025)
Rates are effective January 1 through December 31 each year.
| Year | Employee Only | Employee + Spouse | Employee + Child | Family |
|---|---|---|---|---|
| 2025 | $922.08 | $2,200.14 | $1,795.20 | $2,357.22 |
| 2024 | $878.22 | $2,096.10 | $1,709.52 | $2,245.02 |
| 2023 | $830.28 | $1,981.86 | $1,616.70 | $2,122.62 |
| 2022 | $783.36 | $1,869.66 | $1,525.92 | $2,002.26 |
| 2021 | 731.34 | $1746.24 | $1,424.94 | $1,870.68 |
| 2020 | $696.66 | $1,663.62 | $1,357.62 | $1,781.94 |
| 2019 | $632.40 | $1,508.58 | $1,230.12 | $1,617.72 |
| 2018 | $617.10 | $1,471.86 | $1,200.54 | $1,577.94 |
UISelect COBRA Rates (2020 - 2025)
Rates are effective January 1 through December 31 each year.
| Year | Employee Only | Employee + Spouse | Employee + Child | Family |
|---|---|---|---|---|
| 2025 | $683.40 | $1,630.98 | $1,331.10 | $1,747.26 |
| 2024 | $675.24 | $1,611.60 | $1,315.80 | $1,726.86 |
| 2023 | $664.02 | $1,585.08 | $1,293.36 | $1,698.30 |
| 2022 | $626.28 | $1,497.36 | $1,220.94 | $1,603.44 |
| 2021 | $608.94 | $1,455.54 | $1,187.28 | $1,558.56 |
| 2020 | $584.38 | $1,386.18 | $1,131.18 | $1,485.12 |
Dental II COBRA Rates (2018 - 2025)
Rates are effective January 1 through December 31 each year.
| Year | Employee Only | Employee + Spouse | Employee + Child | Family |
|---|---|---|---|---|
| 2025 | $51.00 | $107.10 | $112.71 | $150.96 |
| 2024 | $48.96 | $102.51 | $108.12 | $144.84 |
| 2023 | $47.43 | $99.45 | $104.55 | $140.25 |
| 2022 | $45.90 | $94.86 | $102.00 | $135.66 |
| 2021 | $45.90 | $94.86 | $102.00 | $135.66 |
| 2020 | $45.90 | $94.86 | $102.00 | $135.66 |
| 2019 | $45.90 | $94.86 | $102.00 | $135.66 |
| 2018 | $45.90 | $94.86 | $102.00 | $135.66 |
Employed Grad Students COBRA Rates
SHIP COBRA Rates (2018 - 2025)
| Academic Year | Student Only | Student + Spouse | Student + Child | Family |
|---|---|---|---|---|
| 2024 - 2025 | $278.46 | $1,101.60 | $855.78 | $1,194.42 |
| 2023 - 2024 | $331.50 | $1,312.74 | $1,197.48 | $1,619.76 |
| 2022 - 2023 | $306 | $1,211.76 | $1,105.68 | $1,542.24 |
| 2021 - 2022 | $306 | $1,211.76 | $1,105.68 | $1,542.24 |
| 2020 - 2021 | $280.50 | $1,211.76 | $1,105.68 | $1,542.24 |
| 2019 - 2020 | $255 | $1,211.76 | $1,105.68 | $1,542.24 |
| 2018 - 2019 | $193.80 | $969.00 | $899.64 | $1,542.24 |
UIGRADCare COBRA Rates (2018 - 2025)
| Academic Year | Student Only | Student + Spouse | Family |
|---|---|---|---|
| 2024 - 2025 | $472.26 | $927.18 | $2,270.52 |
| 2023 - 2024 | $449.82 | $806.82 | $1,983.90 |
| 2022 - 2023 | $415.14 | $744.60 | $1,831.92 |
| 2021 - 2022 | $415.14 | $744.60 | $1,831.92 |
| 2020 - 2021 | $404.94 | $744.60 | $1,831.92 |
| 2019 - 2020 | $368.22 | $744.60 | $1,721.76 |
| 2018 - 2019 | $300.90 | $744.60 | $1,473.90 |
Student Dental COBRA Rates (2018 - 2025)
| Academic Year | Student Only | Student + Spouse | Student + Child | Family |
|---|---|---|---|---|
| 2024 - 2025 | $25.50 | $47.94 | $68.34 | $81.60 |
| 2023 - 2024 | $25.50 | $47.94 | $68.34 | $81.60 |
| 2022 - 2023 | $25.50 | $47.94 | $68.34 | $81.60 |
| 2021 - 2022 | $25.50 | $47.94 | $68.34 | $81.60 |
| 2020 - 2021 | $25.50 | $47.94 | $68.34 | $81.60 |
| 2019 - 2020 | $25.50 | $47.94 | $68.34 | $81.60 |
| 2018 - 2019 | $25.50 | $47.94 | $68.34 | $81.60 |