Student Health Insurance Plan (SHIP) 

• Any student may enroll in this health plan. 
• SHIP is a Blue Cross and Blue Shield of Iowa plan that provides coverage in and outside of Iowa. 
• Services covered under SHIP: preventive care, hospitalization, surgery, maternity care, well-baby and well-child care, emergency care for accidents or illnesses, medically necessary physician care, prescription drugs, and mental health services. 
• Covered providers under SHIP are in the Alliance Select PPO network. You may see whoever you wish; however, choosing care with a participating provider will result in lower out-of-pocket costs.

UIGRADCare plan

• Undergraduate students are not eligible to enroll in this plan. 
• UIGRADCare is a Blue Cross and Blue Shield of Iowa plan that covers students and their eligible dependents from providers only within the UI Health Care Network and Student Health.
• Covers hospital, medical, surgical, outpatient, and other health care services such as physical therapy. The out-of-pocket maximum for UI Health Care is $1,000 for individuals and $1,700 for families. No deductible, $10 copay for office or clinic visits at UI Health Care providers, no charge for preventive care and immunizations, 10% coinsurance for blood work and imaging. No referrals for specialist care.