Eligibility and Plan Description
Benefit-eligible employees with a 50% or greater appointment are eligible to enroll in the optional Accidental Death and Dismemberment (AD&D) insurance plan.
This program offers you a variety of life insurance coverage levels and family options. If you would like to participate, you may select a coverage level between $100,000 and $1,000,000. Coverage is available in $100,000 increments.
Enrollment Instructions
Enrollment in the Accidental Death and Dismemberment plan is optional. To waive or enroll in coverage, follow these steps:
To Waive Coverage
- Select Option 90 from the drop-down menu.
- If you were enrolled previously and had beneficiaries assigned to the benefit, you will also need to uncheck the box next to their names.
- Select the blue "Recalculate" button to refresh your elections.
To Enroll in Coverage
- Select Coverage Amount
Choose the option code from the drop-down menu that corresponds with your desired coverage level.- The Option Code is the number in parentheses next to the price.
- Review and update beneficiaries
- Add and/or remove any individuals who should or should not be included.
- Select the blue "Recalculate" button to refresh your current list of "Covered Beneficiaries."
- Anyone you removed should fall under the "Eligible Beneficiaries Not Covered."
- Assign Benefit Amounts
- Enter either a percentage or flat dollar amount for each beneficiary.
- Select the blue "Recalculate" button to refresh your elections.
Review and Update Beneficiaries
You must have at least one beneficiary listed and assigned to complete your enrollment.
- Beneficiaries are considered primary unless marked as contingent (CON).
If you do not have a beneficiary already listed, or if there is no one under the "Eligible Beneficiaries Not Covered" section that you can add:
- Select the "Save for Later" button at the bottom of your screen and return to the beginning of your enrollment.
- Select the black button labeled "I AGREE - VIEW & UPDATE DEPENDENTS/BENEFICIARIES"
- Follow the prompts to add a new beneficiary.
- Re-enter your enrollment event and locate your newly added beneficiary that should now be listed under the "Eligible Beneficiaries Not Covered" section.
- Select the checkbox next to their name and click the blue "Recalculate" button to refresh your beneficiary lists. Your newly added beneficiary will appear under the "Covered Beneficiaries" section.
- Assign benefit amounts:
- Enter either a percentage or a flat dollar amount for each beneficiary.
- Total primary beneficiaries must equal 100%
- Total contingent beneficiaries (marked as CON) must equal 100%
- Select the blue "Recalculate" button again to refresh your elections.