Please review the employment category that pertains to you.

This program allows you to obtain life insurance for your spouse/partner and/or your children. Voluntary term life insurance coverage is available for your spouse, and dependents (from 14 days old to the end of the month in which they reach 26 years old, unless the dependent is disabled; if dependent is disabled and classified as a dependent for tax purposes, there is no maximum age for coverage).

Description of plan.

In order to elect voluntary term life insurance for your spouse/domestic partner and/or dependent children, you must elect coverage for yourself under the voluntary term life insurance benefit first. Your dependent's benefit amount cannot be more than 100 percent of your own benefit amount.

For Example: If your salary is $40,000 and you elect 1/2 x's salary in voluntary term life for yourself, you must elect $20,000 or less in coverage for your spouse.

 

Enrollment Instructions


Faculty, Professional & Scientific, Merit and SEIU

Instructions for completing your Spouse/Partner and Dependent VTL plan

  • Enrollment is optional for the Spouse/Partner and Dependent Voluntary Term Life Insurance.
  • If you do not want to elect this coverage, you will select option 90 from the drop down. 
  • Select the option code from the drop down that corresponds to your coverage choice. The Option Code is the number in the parentheses located to the right of the price. 
  • No beneficiary designation is required. The primary beneficiary for the Spouse/partner and/or Dependent Voluntary Term Life Insurance will always be the employee. The contingent beneficiary will always be the insured’s estate.

House Staff Residents / Fellows 

Instructions for completing your Spouse/Partner and Dependent VTL plan

  • Enrollment is optional for the Spouse/Partner and Dependent Voluntary Term Life Insurance.
  • If you do not want to elect this coverage, you will select option 90 from the drop down. 
  • If you would like to participate you have the choice of nine programs. Each selection gives your spouse and/or dependents the life insurance coverage as noted.
  • Select the option code from the drop down that corresponds to your coverage choice. The Option Code is the number in the parentheses located to the right of the price. 
  • No beneficiary designation is required. The primary beneficiary for the Spouse/partner and/or Dependent Voluntary Term Life Insurance will always be the employee. The contingent beneficiary will always be the insured’s estate.

Changes for 2022

There are no changes to the Spouse/Partner and Dependent Voluntary Term Life Insurance plan for 2022.