Eligibility and Plan Description
Regular, benefits-eligible faculty, staff, and house staff may enroll in the Short-Term Disability (STD) insurance plan.
Short-term disability insurance through MetLife helps protect your income if you cannot work due to a covered illness, injury, or pregnancy. This voluntary benefit allows you to receive up to 60% of your earnings, with benefits beginning after 0 days for accidents and 7 days for illnesses. Coverage is available for employees only and can provide benefits for up to 13 weeks, helping bridge the gap until the university's long-term disability coverage may apply.
Enrollment Instructions
Enrollment in the MetLife Short-Term Disability plan is optional. To waive or enroll in coverage, follow these steps:
To Waive Coverage
- Select WAIVE from the drop-down menu.
- Select the blue "Recalculate" button to refresh your elections.
To Enroll in Coverage
- Select Coverage Amount
Choose the coverage level from the drop-down menu that best meets your needs.- Coverage options are displayed in $100 increments, ranging from $400 to $5,000 per month.
- All coverage amounts will appear in the drop-down menu, even if you are not eligible to elect certain amounts based on your total earnings.
- Your elected benefit cannot exceed 60% of your monthly pre-disability earnings.
- If you select a coverage amount that exceeds your maximum eligible benefit, you will receive an error message and will not be able to complete your enrollment until you choose a lower coverage amount.
- Select the blue Recalculate button to refresh your elections.