Student Insurance Eligibility

To be eligible for student health insurance, you must:

Piece of paper with a checkmark
  1. be a degree-seeking student AND
  2. be registered for five or more credit hours each semester (only applies to undergraduate students)

Student insurance open enrollment periods by semester:

Fall: Aug. 01 - Sep. 09, Spring: Jan. 01 - Feb. 09, Summer: May 01 - Jun.09

Proof of Coverage Forms

All international and health science students must submit a proof of coverage form if they are already covered under another health insurance policy and do not want to enroll in UI student insurance.

To complete your Proof of Coverage form, please log in to MyUI and visit the "Student Information" section, "+ More" button, and under "Student Life Management," select the "Student Insurance" link.

Submit a Proof of Coverage Form 

Health and Dental Insurance Plans


The Student Health Insurance Plan (SHIP) is a Blue Cross and Blue Shield plan, which provides coverage for preventive care, hospitalization, surgery, maternity, well-baby/well-child care, emergency care for accidents or illness, and medically necessary physician care, prescription drugs, and mental health. 

Providers: You may see any provider you wish. 

Plan Details                SHIP Rates

Student Dental Plan

All students may receive coverage through the Student Dental Plan, a 3 tier provider network within Delta Dental of Iowa. Covered services include checkups, teeth cleaning, cavity repair, tooth extractions, endodontic services, periodontal services, and more.

Providers: Care can be obtained from any provider.

Plan Details                 Dental Rates

How to Enroll

Complete your enrollment in MyUI for student insurance.

Student Insurance Enrollment Instructions

Have a Question?

Visit our Student Insurance Resources page or email our team at

The information presented on our website describes only the highlights of the plans and does not constitute official plan documents. Additional terms and conditions may apply. If there are any discrepancies between the information contained herein and the official plan documents, the plan documents will govern. For more detailed information you may contact Wellmark Blue Cross/Blue Shield at toll-free number 800-524-9242 (TTY: 888-781-4262), Monday through Friday from 7:30 a.m. to 5:00 p.m. (Central Time). For more efficient service, please have your member ID number handy - it can be found on the front of your card.