UISelect is tailored for benefit-eligible employees and retirees living in Iowa who seek high-quality coverage and want more control over their healthcare spending. Members will enjoy lower monthly premiums but pay higher out-of-pocket costs when using medical services.
The UISelect plan only covers providers within Iowa. Employees must live in Iowa to enroll in this plan.
UISelect Plan Documents
The coverage manual is an extensive document that sets forth the rights of the plan's participants and beneficiaries and guides the university in making decisions and executing its responsibilities.
UISelect Plan Highlights
You MUST live in Iowa to enroll in this plan. UISelect has lower premiums, higher out-of-pocket costs when plan is used. Only Levels 1 and 2 providers are covered, meaning the plan only covers medical providers in Iowa. UISelect is a traditional deductible plan and has a 3-tier prescription drug benefit with free generics.
Costs
The University covers the total cost of employee-only and double spouse family coverage for the UISelect health plan premiums and 80% of the coverage cost for the other family status options: employee and spouse, employee and child(ren), and employee and family.
Providers
UISelect only covers Level 1 and 2 providers. If you travel out of state, only emergency care and care from Doctor on Demand are covered.
Please note that you do not need to pick a plan level before receiving care at a provider; however, the lower the provider level, the lower the cost.
Prescriptions
UISelect has a three-tier prescription drug benefit that uses the BlueRx Value Plus formulary through Wellmark Blue Cross & Blue Shield.
The lower the tier of your prescription, the lower the cost. Additionally, UISelect offers free generic drugs to plan members.
ABOUT OUR SITE:
Our website's information describes only the highlights of the plans and does not constitute official plan documents. Additional terms and conditions may apply. If there are any discrepancies between the information contained herein and the official plan documents, the plan documents will govern. For more detailed information, contact Wellmark Blue Cross/Blue Shield at 800-524-9242 (TTY: 888-781-4262), Monday through Friday, from 7:30 a.m. to 5:00 p.m. (Central Time). For more efficient service, please have your member ID number handy - it can be found on the front of your card.