UISelect is tailored for benefit-eligible employees and retirees living in Iowa who seek high-quality coverage and want more control over their healthcare spending. Members will enjoy lower monthly premiums compared to UIChoice, but will pay higher out-of-pocket costs when using medical services. 

Highlights

• You must live in Iowa to enroll in this plan.
• Lower premiums but higher out-of-pocket costs when the plan is used.
• Only Level 1 and 2 providers are covered, meaning the plan only covers medical providers in Iowa.
• Coverage outside of Iowa is not covered except in emergencies or with Doctor on Demand.
  Dependent children attending college, long-term travelers, and families living apart may be covered through guest membership.

Costs

The university covers the total cost of employee-only and double spouse family coverage for the UISelect health plan premiums and 80% of the coverage cost for the other family status options: employee and spouse, employee and child(ren), and employee and family.

Medical providers

Health care under the UISelect plan is available through Level 1 and Level 2 providers. Level 1 and Level 2 providers include only hospitals and clinics in the state of Iowa. Please note that you do not need to pick a plan level before receiving care at a provider; however, the lower the provider level, the lower the cost for UISelect members.

Review which hospitals and clinics in Iowa are Level 1 and Level 2 providers.

UISelect does not offer Level 3 providers, except in emergencies or with a guest membership. Level 3 providers cover hospitals and clinics outside the state of Iowa. 

Level 3 exceptions include:

• Dependent child(ren) attending college (guest membership)
• Long-term travelers (guest membership)
• Families living apart as well as individuals in similar situations (guest membership)
• If service is not available in Iowa. Exceptions will be covered at Level 2.

Virtual health care is available for free to UISelect members and their covered dependents from any location via Doctor on Demand.

Pharmacy coverage

UISelect has a tiered prescription benefit formulary called Blue Rx Value Plus. The lower the tier of your prescription drug, the lower the cost to you.