UIChoice is a high-quality plan with extensive coverage inside and outside of Iowa. Monthly premiums for UIChoice are higher than UISelect, and out-of-pocket medical service costs are lower.

Highlights

• High-quality coverage with higher monthly premiums than UISelect and lower out-of-pocket costs.
• It covers providers nationwide. How much you pay depends on the benefit level of the provider you choose.
• Medical services are covered outside Iowa, and costs are lower with in-network

Costs

To review the monthly premium amounts for each coverage option, please visit our UIChoice rates page.

To review the UIChoice plan provisions, please visit the copays, coinsurance, deductibles, and Out-of-Pocket Maximum page.

Medical Providers

The plan participant may obtain health care under the UIChoice plan from any provider you wish. However, how much you pay for care will depend on the benefit level of the provider you choose.

UIChoice has three benefit levels. You do not need to pick a plan level. The level of the provider you choose for care automatically determines how much you pay—the lower the level, the lower the cost to you. 

Visit our provider page for more detailed information.

Virtual health care is available for free to UIChoice members from any location via Doctor on Demand.

Pharmacy

The UIChoice plan has a tiered prescription drug benefit. The lower the tier of your drug, the lower the cost to you. 

Visit our pharmacy page for more detailed information.

Have a Question?

Visit our Contact Page