As a benefits-eligible faculty and staff member, you must participate in the group life insurance plan at two times your salary and the Long-Term Disability plan. Both of these benefits are provided to you by the University at no cost.

In addition, you may sign up for the following voluntary life and disability insurance plans:

  • Voluntary Term Life (VTL) Insurance (supplemental life insurance for the employee only)
  • Voluntary Term Life for spouses/domestic partners and dependent(s) (To select this option, you must enroll yourself in the VTL plan first)
  • Accidental Death and Dismemberment Insurance (AD&D)

Mandatory Life and Disability Benefits

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Group Life Insurance

University-paid coverage for employee only

Participation in the group term life insurance program is required for any regular benefit-eligible employee. The university will automatically cover two times your salary. 

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Long-Term Disability Insurance

University-paid coverage for employee only

Long-Term Disability (LTD) provides 60% salary replacement for up to two years for employees who become disabled while they are actively employed. No enrollment necessary. 

Voluntary Life and Disability Insurance Plans

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Voluntary Term Life Insurance

Optional additional insurance for employee only

This optional insurance allows the employee to acquire additional life insurance from 1/2 to 3-1/2 times their salary. 

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Voluntary Term Life Insurance

Spouse/Partners and Dependent Children

A voluntary program available to benefit-eligible employees to obtain life insurance for their spouse/domestic partner and/or their dependent(s).

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AD&D Insurance

Voluntary plan option for employee and family coverage

The policy provides coverage for accidental deaths or dismemberment. Coverage begins at $100,000 and goes up to 1 million in $100,000 dollar increments. 

All of our life insurance plans are administered by Principal Financial Group. 

Converting Your Life Insurance Plans

See general continuation information and conversion forms and rates:

Life Conversion Policy Application (pdf)

Life Conversion Policy Rates (pdf)

Long-Term Disability 

(No enrollment needed)

A faculty and staff member who becomes disabled may be entitled to disability insurance payments. The University provides this coverage to faculty and staff members who hold a regular appointment of at least 50% time. The amount of the insurance benefit is based on the individual's monthly budgeted salary

Accidental Death and Dismemberment

(Enroll during new hire enrollment or the annual open enrollment period)

This voluntary insurance is which provides protection for both occupational and non-occupational accidents. Coverage is worldwide, 24 hours a day, 365 days a year against certain Injuries resulting from a covered accident in the course of business or pleasure, including accidents on or off the job, in or away from the home, commuting, traveling by train, airplane, automobile, or other public and private conveyances.